Senior Commercial Lending Portfolio Manager

Zionsbancorp; United States; Vor Ort; USD 111.000 - 150.000; Vollzeit

Benefits dieser Stelle

Medical, Dental and Vision Insurance –

Life and Disability Insurance

Paid Parental Leave and Adoption Aid

401(k) with company match

Paid Time Off and Holidays

Tuition Reimbursement

Zusammenfassung

Zions Bancorporation is hiring a Commercial Portfolio Manager for San Diego or Irvine, CA (in-office). You will underwrite credit, analyze financial statements, model cash flows, and manage a portfolio of commercial relationships while supporting business development.

Responsibilities include partnering with Commercial Bankers, presenting to Credit Administration, and ensuring compliance with banking regulations. Strong analytical, communication, and LOS skills are required.

Qualifikationen

• Bachelor’s degree in Finance, Accounting, Economics, or related field with 8 years in commercial lending and credit analysis.
• Advanced knowledge of commercial loan types, underwriting, financial statement analysis, and collateral valuations.
• Experience spreading tax returns and personal financial statements of guarantors.
• Knowledge of federal/state banking regulations and credit policy compliance.
• Portfolio management experience with annual reviews, covenants, and risk mitigation.
• Strong written/verbal communication; ability to present credit memos clearly.

Aufgaben

• Execute credit underwriting for new, renewal, and modification loan requests per policy.
• Perform financial analysis, including cash flow modeling and tax return review.
• Prepare credit presentations for Credit Administration.

Kenntnisse

Credit analysis

Financial spreading

Credit policy knowledge

Portfolio management

Communication

Problem-solving

LOS proficiency

Ausbildung

Bachelor’s degree in Finance/Accounting/Economics

Tools

LOS (Loan Origination System)

Financial spreading software

Spreadsheet modeling

Jobbeschreibung

Zions Bancorporation is hiring a Commercial Portfolio Manager for San Diego or Irvine, CA (in-office). You will underwrite credit, analyze financial statements, model cash flows, and manage a portfolio of commercial relationships while supporting business development.

Responsibilities include partnering with Commercial Bankers, presenting to Credit Administration, and ensuring compliance with banking regulations. Strong analytical, communication, and LOS skills are required.