Senior Commercial Credit Portfolio Manager

Regions Bank; Charleston (SC); On-site; USD 114,000 - 136,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank in Atlanta, Georgia is seeking a Credit Products Commercial Portfolio Manager to independently lead all aspects of the commercial credit process, partnering with relationship managers to execute the bank's loan origination strategy and develop optimal financing structures for prospects and clients.

The role underwrites, structures, and documents transactions above thresholds, manages the portfolio, monitors performance, and ensures compliance with AML, CRA/HMDA, Reg B and other

Qualifications

• Bachelor's degree in Finance, Accounting or a related field.
• Five (5) years of experience in commercial underwriting
• Subject Matter Expert level understanding of accounting and finance, financial statement and cash flow analysis

Responsibilities

• Executes on the Bank's commercial loan origination strategy by working directly with Regions' prospects, clients, and centers of influence to develop optimal financing structures to address borrowing needs
• Underwrites, structures, and documents prospect and client transactions above a designated threshold, generally the most complex and largest of client relationships and circumstances
• Manages the assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and developing remediation and underwriting on a timely basis
• Ensures all credit process metrics are within prescribed tolerances
• Maintains accountability for the risk evaluation and associated compliance requirements as defined in respective roles and responsibility matrix for AML, CRA/HMDA, Reg B, and other regulatory/compliance requirements within assigned portfolio and for prospects
• Reviews interim new money requests for relationships managed up to a defined limit

Skills

Credit underwriting

Portfolio management

Financial analysis

Communication

Analytical thinking

Education

Bachelor's degree in Finance/Accounting

Job description

Regions Bank in Atlanta, Georgia is seeking a Credit Products Commercial Portfolio Manager to independently lead all aspects of the commercial credit process, partnering with relationship managers to execute the bank's loan origination strategy and develop optimal financing structures for prospects and clients.

The role underwrites, structures, and documents transactions above thresholds, manages the portfolio, monitors performance, and ensures compliance with AML, CRA/HMDA, Reg B and other