Senior Commercial Credit Portfolio Lead

Regions Bank; Charlotte (NC); On-site; USD 102,000 - 125,000; Full time

Benefits offered by this job

401K with Company Match

Paid Vacation/Sick Time

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank in Charlotte, North Carolina seeks a Credit Products Commercial Portfolio Manager to lead all aspects of the commercial credit process, collaborating with relationship managers to structure financing for clients.

You will underwrite complex transactions, monitor portfolio performance, and ensure compliance with AML, CRA/HMDA and other regulations. This exempt, full-time role offers incentive eligibility and growth within Regions.

Qualifications

• Bachelor's degree in Finance, Accounting or related field.
• Five years of experience in commercial underwriting.
• Strong accounting and finance knowledge, including cash flow analysis.

Responsibilities

• Lead all aspects of the commercial credit process for client opportunities.
• Underwrite and document transactions above defined thresholds.
• Monitor portfolio performance and develop credit solutions.
• Ensure credit process metrics stay within required tolerances.
• Maintain AML/CRA/HMDA/compliance risk controls.
• Review interim money requests for assigned relationships.

Skills

Stakeholder collaboration

Analytical skills

Credit underwriting

Financial statement analysis

Cash flow analysis

Regulatory compliance awareness

Education

Bachelor's degree in Finance, Accounting or related field

Job description

Regions Bank in Charlotte, North Carolina seeks a Credit Products Commercial Portfolio Manager to lead all aspects of the commercial credit process, collaborating with relationship managers to structure financing for clients.

You will underwrite complex transactions, monitor portfolio performance, and ensure compliance with AML, CRA/HMDA and other regulations. This exempt, full-time role offers incentive eligibility and growth within Regions.