Senior Commercial Credit Portfolio Manager

Regions Financial Corporation; Atlanta (GA); On-site; USD 102,000 - 125,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Volunteer Program

Job summary

Regions Financial Corporation in Atlanta, GA is seeking a Credit Products Commercial Portfolio Manager to lead the end-to-end commercial credit process with prospects and clients. The role partners with relationship managers to structure optimal financing solutions and manage risk across a complex portfolio.

The position requires a finance or accounting background, 5 years in underwriting, and strong analytical and communication skills.

Qualifications

• Bachelor's degree in Finance, Accounting or a related field.
• Five (5) years of experience in commercial underwriting.
• Subject Matter Expert level understanding of accounting and finance, financial statement and cash flow analysis.

Responsibilities

• Executes on the Bank's commercial loan origination strategy by working directly with prospects, clients, and centers of influence to develop optimal financing structures to address borrowing needs.
• Underwrites, structures, and documents prospect and client transactions above a designated threshold, generally the most complex and largest of client relationships and circumstances.
• Manages the assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and developing remediation and underwriting on a timely basis.
• Ensures all credit process metrics are within prescribed tolerances.
• Maintains accountability for the risk evaluation and associated compliance requirements as defined in respective roles and responsibility matrix for AML, CRA/HMDA, Reg B, and other regulatory/compliance requirements within assigned portfolio and for prospects.
• Reviews interim new money requests for relationships managed up to a defined limit.

Skills

Analytical skills

Stakeholder collaboration

Verbal and written communication

Education

Bachelor's degree in Finance or Accounting

Job description

Regions Financial Corporation in Atlanta, GA is seeking a Credit Products Commercial Portfolio Manager to lead the end-to-end commercial credit process with prospects and clients. The role partners with relationship managers to structure optimal financing solutions and manage risk across a complex portfolio.

The position requires a finance or accounting background, 5 years in underwriting, and strong analytical and communication skills.