Senior Commercial Credit Associate - Large Corporate

M&T Bank Corporation; Pittsburgh (Allegheny County); On-site; USD 116,000 - 194,000; Full time

Job summary

M&T Bank Corporation in Pittsburgh is seeking a Commercial Credit Senior Associate to assess and manage credit risk for our commercial clients. You will analyze financial statements, underwrite new requests, and monitor portfolios to support sound lending decisions.

You will partner with relationship managers, prepare cash flow analyses, and maintain up-to-date risk ratings throughout the life of loans, ensuring compliance with policy and regulatory requirements.

Qualifications

• Bachelor's degree in Accounting, Finance, Economics, or related field.
• 5 years’ experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis.

Responsibilities

• Underwrite new requests and modifications from deal screen through loan life.
• Perform credit analyses with risk ratings, identify mitigants and industry trends.
• Collaborate with relationship managers to ensure timely credit decisions.
• Monitor ongoing credit risk and CCM activities, including annual reviews and covenant monitoring.

Skills

Financial analysis

Financial modeling

Credit metrics analysis

Advanced MS Office

Verbal and written communication

Attention to detail

Education

Bachelor's degree in Accounting, Finance, Economics, or related field

Tools

Capital IQ

FactSet

Bloomberg

Job description

M&T Bank Corporation in Pittsburgh is seeking a Commercial Credit Senior Associate to assess and manage credit risk for our commercial clients. You will analyze financial statements, underwrite new requests, and monitor portfolios to support sound lending decisions.

You will partner with relationship managers, prepare cash flow analyses, and maintain up-to-date risk ratings throughout the life of loans, ensuring compliance with policy and regulatory requirements.