Senior Commercial Credit Analyst: Large Loans & Strategy

Southside Bank; Houston (TX); On-site; USD 90,000 - 140,000; Full time

Benefits offered by this job

Health insurance

401(k) match

Life insurance

Paid time off

Paid holidays

Wellness programs

Employee assistance

Job summary

Southside Bank seeks an experienced Commercial Credit Analyst to evaluate large and complex loan requests, supporting loan officers and executives with detailed analyses and reasoned recommendations.

Responsibilities include due diligence, credit memorandum preparation, and reporting while ensuring adherence to policy and regulatory requirements. Collaboration with teams and ongoing professional development are expected.

Qualifications

• Four-year degree in business administration or related field or equivalent education/experience.
• 5–7 years of credit experience with increasing responsibilities.
• Strong ability to analyze financial statements and underwrite complex loans.
• Proficient in spreadsheets and professional reports; comfortable with accounting concepts.

Responsibilities

• Perform due diligence, analysis, and underwriting of large/complex loan transactions.
• Analyze financial statements and prepare comprehensive credit memorandums.

Skills

Credit analysis

Financial analysis

Underwriting

Reporting

Policy compliance

Education

Bachelor’s degree in business or related field

Equivalent education/experience in lending

Tools

Lending systems

Risk scoring models

Job description

Southside Bank seeks an experienced Commercial Credit Analyst to evaluate large and complex loan requests, supporting loan officers and executives with detailed analyses and reasoned recommendations.

Responsibilities include due diligence, credit memorandum preparation, and reporting while ensuring adherence to policy and regulatory requirements. Collaboration with teams and ongoing professional development are expected.