Senior Credit Strategist for Complex Lending

CoBank; Fargo (ND); Hybrid; USD 121,000 - 149,000; Full time

Benefits offered by this job

Hybrid work model

Medical, Dental and Vision coverage

Disability, AD&D, and Life Insurance

Tuition reimbursement

401k matching and Student Loan Match

CoBank University training

Job summary

CoBank is seeking a Senior Credit Analyst to analyze the financial condition and repayment capacity of large borrowers. You will prepare credit reports, lead the credit origination process from application to approval, and support profitability and credit quality goals through collaboration with staff and customers.

The role requires 8 years of credit experience in banking, a Bachelor's degree, and the ability to manage credit analyses and negotiations in a dynamic environment.

Qualifications

• Bachelor's Degree required.
• 8 years of credit experience in banking industry.
• Experience managing credit origination and reporting processes.

Responsibilities

• Review audits, projections, and financials to analyze trends.
• Identify borrower strengths/risks and develop loan structuring options.
• Prepare credit analyses and oversee credit investigations.
• Lead credit administration, account servicing, and monitoring.
• Monitor credit quality and ensure covenant compliance.
• Provide guidance to analysts and officers on credit activities.
• Develop and use models and tools for credit analysis.
• Prepare and present credit information per bank guidelines.

Skills

Credit analysis

Financial statement analysis

Projection modeling

Leadership

Negotiation

Credit reporting

Communication

Education

Bachelor's Degree

Tools

Excel

Spreadsheets

Job description

CoBank is seeking a Senior Credit Analyst to analyze the financial condition and repayment capacity of large borrowers. You will prepare credit reports, lead the credit origination process from application to approval, and support profitability and credit quality goals through collaboration with staff and customers.

The role requires 8 years of credit experience in banking, a Bachelor's degree, and the ability to manage credit analyses and negotiations in a dynamic environment.