Senior Commercial Credit Analyst: CRE & C&I

Avidia Bank; Hudson (MA); In loco; USD 85.000 - 125.000; Tempo pieno

Descrizione del lavoro

Avidia Bank is seeking a Credit Analyst to minimize credit risk by conducting independent risk analysis on new credit requests and existing relationships across CRE, C&I, and construction loans. The role focuses on larger, complex relationships and requires applying bank policies and thorough due diligence.

Candidate background will determine seniority (Credit Analyst I–III or Senior Credit Analyst). The position involves collaboration with teams, annual reviews, and mentorship of junior staff.

Competenze

• Bachelor’s degree in business, finance or accounting is required.
• Three to five years of commercial credit underwriting experience with CRE, C&I and commercial construction loans.
• Broad banking background with depth of knowledge in commercial lending.
• Proven problem solving, decision making, communication and negotiation skills.
• Strong credit analysis and underwriting skills enabling detailed financial analyses of complex statements.
• Proficiency with Microsoft Office and loan origination/management systems (LoanVantage preferred).

Mansioni

• Underwrites credit requests and ensures underwriting standards are followed for board-approved loans.
• Analyzes complex credit requests and existing borrower relationships.
• Conducts annual reviews on line of credit renewals.
• Performs collateral evaluations for new loans and renewals.
• Reviews corporate financial statements in detail.
• Produces periodic reports for management and participates on project teams as needed.
• Participates in client meetings and site visits to assess credit requests and manage relationships.
• Mentors junior credit administration staff as necessary.

Conoscenze

Credit underwriting

Financial analysis

Communication

Negotiation

Prioritization

MS Office

Formazione

Bachelor's degree in business, finance or accounting

Strumenti

LoanVantage

Descrizione del lavoro

Avidia Bank is seeking a Credit Analyst to minimize credit risk by conducting independent risk analysis on new credit requests and existing relationships across CRE, C&I, and construction loans. The role focuses on larger, complex relationships and requires applying bank policies and thorough due diligence.

Candidate background will determine seniority (Credit Analyst I–III or Senior Credit Analyst). The position involves collaboration with teams, annual reviews, and mentorship of junior staff.