Senior Collections Strategy Analyst – Remote Growth Focus

Shoptalk; United States; Remote; USD 100,000 - 120,000; Full time

Benefits offered by this job

Stock options

Health insurance

Dental insurance

Vision insurance

Flexible PTO

401(k)

Professional growth

Parental leave

Wellness programs

Job summary

Upgrade is a fintech company focused on affordable and responsible credit. We’re seeking a Senior Collections Strategy Analyst to own analytics and strategy across post-charge-off and pre-charge-off recovery operations in San Francisco.

You’ll build reporting infrastructure, testing frameworks, and partnerships with agencies and debt settlements to improve portfolio performance. You will translate complex data into actionable strategies, design dialer experiments, and present findings to senior

Qualifications

• 3-5+ years in analytics or strategy in collections or fintech.
• Experience with collections operations like dialer strategy and DSC/settlement.
• Advanced SQL skills; can query large datasets independently.
• Experience building dashboards in Tableau; proficient in Excel/Sheets.
• Strong test-and-learn design for optimization.
• Excellent communication to senior stakeholders.
• BA/BS in quantitative field or equivalent.

Responsibilities

• Build holistic analytics framework for recovery program.
• Design and test dialer strategy and cadence.
• Lead test-and-learn experiments to optimize strategy.
• Prepare quarterly reviews for third-party agencies.
• Develop digital communications strategy across email, SMS, AI voice.
• Analyze settlement performance with DSCs; monitor trends.
• Evaluate hardship program design and impact.
• Conduct ad hoc portfolio analytics for leadership.
• Collaborate with Risk, Compliance, Legal, Ops, Product.
• Communicate findings to technical and non-technical stakeholders.

Skills

SQL

Tableau

Excel/Sheets

A/B testing

Data analysis

Communication

Cross-functional collaboration

Problem solving

Education

BA/BS in quantitative field

Tools

Dialer platforms

Python/R

DSC platforms

Job description

Upgrade is a fintech company focused on affordable and responsible credit. We’re seeking a Senior Collections Strategy Analyst to own analytics and strategy across post-charge-off and pre-charge-off recovery operations in San Francisco.

You’ll build reporting infrastructure, testing frameworks, and partnerships with agencies and debt settlements to improve portfolio performance. You will translate complex data into actionable strategies, design dialer experiments, and present findings to senior