Senior Claims Examiner - Complex Liability & Coverage

Markel; Red Bank (NJ); On-site; USD 78,000 - 134,000; Full time

Job summary

Markel is seeking a qualified claims professional in New Jersey to manage a diverse caseload of moderate to high complexity environmental, products liability, and other claims. You will analyze coverage issues, supervise experts, and drive timely, cost-effective resolutions.

The role requires a JD or equivalent degree, 4–6 years of claims experience, and strong negotiation and analytical skills. Office-based position with collaboration across underwriting and risk teams in a Fortune 500 company.

Qualifications

• Bachelor's degree required; JD or advanced degree preferred.
• 4-6 years of complex casualty claims handling experience.
• Strong knowledge of coverage analysis and interpretation of specialty insurance policies.
• Experience managing litigated claims and working with outside counsel.
• Ability to evaluate liability, damages, and claim exposure in moderate to high-severity matters.
• Excellent negotiation, communication, and analytical skills.
• Strong written communication skills, including the ability to draft coverage letters and claim reports.
• Ability to make sound decisions and exercise independent judgment within designated authority levels.

Responsibilities

• Manage a caseload of environmental, products liability, life sciences, toxic tort, professional liability, and general liability claims of moderate to high complexity.
• Analyze policy language and coverage issues, including reservation of rights letters, DISCLIMERS, and coverage position recommendations.
• Evaluate liability, damages, and exposure to establish and maintain appropriate claim reserves.
• Direct and oversee defense counsel, coverage counsel, consultants, and experts as appropriate.
• Develop and execute claim handling strategies to drive timely, efficient, and appropriate claim outcomes.
• Conduct coverage investigations and assess potential coverage defenses and indemnity obligations.
• Participate in mediations, settlement conferences, and other alternative dispute resolution proceedings.
• Negotiate settlements within granted authority and present settlement recommendations for higher authority review when required.
• Collaborate with underwriting, product development, and risk management teams on claim trends and emerging issues.
• Prepare clear claim summaries, large loss reports, and management updates.
• Monitor litigation budgets and ensure adherence to litigation management guidelines.
• Maintain compliance with all applicable regulatory requirements and company claim handling standards.
• Support broker, underwriting, and insured communications as needed.

Skills

Negotiation

Communication

Analytical skills

Written communication

Independent judgment

Team collaboration

MS Office

Education

Bachelor's degree

Juris Doctor (JD) or advanced degree

Tools

Claims management systems

MS Office

Job description

Markel is seeking a qualified claims professional in New Jersey to manage a diverse caseload of moderate to high complexity environmental, products liability, and other claims. You will analyze coverage issues, supervise experts, and drive timely, cost-effective resolutions.

The role requires a JD or equivalent degree, 4–6 years of claims experience, and strong negotiation and analytical skills. Office-based position with collaboration across underwriting and risk teams in a Fortune 500 company.