Senior Business Analyst (Commercial Lending Domain)

Cynet Systems; Raleigh (NC); On-site; USD 69,000 - 76,000; Full time

Job summary

Cynet Systems in Raleigh, NC is seeking a senior Business Analyst to support the end-to-end construction loan lifecycle, from origination through payoff. The role requires extensive experience in commercial lending, strong LOS/loan servicing knowledge, and expert data analysis and SQL skills.

You will bridge business needs with technology teams and ensure compliance and risk considerations are integrated. The position emphasizes stakeholder engagement, detailed requirements documentation

Qualifications

• 8+ years of Business Analysis experience.
• 5+ years of Commercial Lending domain experience.
• Strong knowledge of Construction Loans and Commercial Real Estate (CRE) Lending.
• Strong knowledge of Loan Origination Systems (LOS) and Loan Servicing.
• Strong knowledge of Draw Management, Disbursements, and Credit Analysis.
• Strong knowledge of Underwriting, Covenant Monitoring, and Risk & Regulatory Compliance.
• Experience with Agile/Scrum methodologies.
• Strong SQL and data analysis skills.
• Excellent stakeholder communication and facilitation skills.

Responsibilities

• Gather, analyze, and document business and functional requirements.
• Act as the liaison between business stakeholders and technology teams.
• Support end-to-end construction loan lifecycle, including origination, underwriting, approval, servicing, and payoff.
• Analyze loan draw processes, inspections, disbursements, covenant tracking, and project monitoring requirements.
• Create BRDs, FRDs, user stories, process flows, and business rules.
• Support UAT, defect management, and production implementation activities.
• Collaborate with lenders, credit teams, risk management, operations, and technology teams.

Skills

Business Analysis

Commercial Lending

Construction Loans

CRE Lending

Loan Origination Systems

Loan Servicing

Draw Management

Credit Analysis

Underwriting

Covenant Monitoring

Risk & Compliance

Agile

Scrum

SQL

Data Analysis

Stakeholder Communication

Tools

AFS

ACBS

nCino

Loan IQ

PrecisionLender

Job description

Job Overview:

Pay Range: $50.00hr - $55.00hr

Requirement/Must Have:

• 8+ years of Business Analysis experience.
• 5+ years of Commercial Lending domain experience.
• Strong knowledge of Construction Loans and Commercial Real Estate (CRE) Lending.
• Strong knowledge of Loan Origination Systems (LOS) and Loan Servicing.
• Strong knowledge of Draw Management, Disbursements, and Credit Analysis.
• Strong knowledge of Underwriting, Covenant Monitoring, and Risk & Regulatory Compliance.
• Experience with Agile/Scrum methodologies.
• Strong SQL and data analysis skills.
• Excellent stakeholder communication and facilitation skills.

Responsibilities:

• Gather, analyze, and document business and functional requirements.
• Act as the liaison between business stakeholders and technology teams.
• Support end-to-end construction loan lifecycle, including origination, underwriting, approval, servicing, and payoff.
• Analyze loan draw processes, inspections, disbursements, covenant tracking, and project monitoring requirements.
• Create BRDs, FRDs, user stories, process flows, and business rules.
• Support UAT, defect management, and production implementation activities.
• Collaborate with lenders, credit teams, risk management, operations, and technology teams.

Nice to Have:

• Experience with lending platforms such as AFS, ACBS, nCino, Loan IQ, or PrecisionLender.
• Experience in large-scale lending modernization or cloud transformation programs.
• CBAP, CCBA, or PMI-PBA certification preferred.

Skills:

• Business Analysis.
• Commercial Lending.
• Construction Loans.
• Commercial Real Estate (CRE).
• Loan Origination Systems (LOS).
• Loan Servicing.
• Draw Management.
• Credit Analysis.
• Underwriting.
• Covenant Monitoring.
• Risk & Compliance.
• Agile.
• Scrum.
• SQL.
• Data Analysis.

Qualification And Education:

• 8+ years of Business Analysis experience.
• 5+ years of Commercial Lending domain experience.