Senior Benefits Analyst & Client Finance

USI Insurance Services; Las Vegas (NV); On-site; USD 70,000 - 80,000; Full time

Benefits offered by this job

Medical

Wellness program

Dental and vision

401(k)

Flexible spending and health savings

Disability insurance

Life insurance

Paid time off

Paid family leave

Paid holiday time

Job summary

USI Insurance Services in Las Vegas is seeking a benefits analyst to analyze financial data for standard to complex benefit programs. You will prepare analyses, model renewals, and review claims utilization for clients sized 100–1,000 lives.

The role requires 3+ years in employee benefits, strong communication skills, and license readiness. You will negotiate with carriers, develop executive summaries, and support client renewals while staying current on industry trends.

Qualifications

• 3+ years of experience in employee benefits or related field.
• Must hold or be willing to obtain a state Life & Disability insurance license.
• Ability to manage and negotiate multiple priorities and deadlines.
• Strong written, verbal, and interpersonal communication skills.

Responsibilities

• Analyze financial analytics for clients that are fully insured and self-funded. Typical client size is 100 to 1,000 lives.
• Prepare standard analyses with occasional customization. Analyses may include: Market review analysis, Renewal rate and funding projections and modelling, Analysis of claims utilization, Rate and Contribution analysis, Claims experience reports, Benchmarking, Financial funding analysis, IBNR and lag analyses.
• Develop alternative strategies, plan modeling, and cost reduction opportunities.
• Perform technical analysis of group insurance contracts and financial arrangements.
• Serve as primary contact with insurance carriers. Negotiate and market coverage for new business quotes and renewals. Includes requesting quotes, evaluating options, negotiating rates and benefit features, and preparing renewal/new plan options with executive summary.
• Develop and maintain excellent carrier relationships.
• Review and validate carrier renewal rating illustration.
• Analyze experience and claims utilization data for financial and plan usage conclusions. Includes identifying trends and relationship of experience to renewal rating. With guidance suggest action items.
• Write client facing Executive Summaries that provide observations, conclusions, recommendations, and next steps. With guidance articulate USI strategic objectives.
• Prepare carrier and client written correspondence. Includes carrier renewal confirmation letters and client renewal letters.
• Occasionally conduct analysis using USI internal and third-party external tools. Includes USI 3D, USI Clear Options Rx, and actuarial tools.
• Participate in peer review process as a participant and a reviewer.
• Occasionally participate in new Analyst onboarding training.
• Keep current on industry and new product information, legislation, technology, and trends.

Skills

Analytical skills

Written and verbal communication

Interpersonal communication

Negotiation

Project management

Education

High School Diploma

College degree preferred

Tools

Excel

Word

Job description

USI Insurance Services in Las Vegas is seeking a benefits analyst to analyze financial data for standard to complex benefit programs. You will prepare analyses, model renewals, and review claims utilization for clients sized 100–1,000 lives.

The role requires 3+ years in employee benefits, strong communication skills, and license readiness. You will negotiate with carriers, develop executive summaries, and support client renewals while staying current on industry trends.