Senior Automotive Credit & Underwriting Analyst

JM Family Enterprises

Deerfield Beach (FL)

Hybrid

USD 85,000 - 125,000

Full time

7 days ago

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Benefits offered by this job

Hybrid work environment

Job summary

JM Family Enterprises is seeking a Senior Commercial Credit Analyst to drive automotive commercial financial analysis and underwriting. The role collaborates with Sales, Leadership, and internal departments to support lending decisions while managing risk in a dynamic market.

The ideal candidate has 5+ years in commercial finance, strong Excel/PowerPoint skills, and the ability to present complex data clearly. This hybrid role supports the lending/advance program and business growth.

Qualifications

Bachelor’s degree in Accounting, Finance, or related field; MBA a plus.
5+ years of experience in commercial financial analysis and underwriting; automotive experience a plus.
Strong problem-solving skills and data-driven mindset.
Attention to detail and ability to balance multiple priorities.
Excellent communication and presentation skills; ability to simplify complex data.
Proficient in MS Excel, Word, and PowerPoint; Power BI and Automate a plus.

Responsibilities

Commercial Underwriting: analyze tax returns and other statements to assess cash flow and repayment capacity.
Deal Structure: evaluate collateral and financial position to optimize profitability and risk.
Credit Committee Presentation: prepare and present credit requests to senior leadership.
Portfolio Management: monitor loan performance and coordinate with field sales.
Process Improvement: automate workflows and build reports to support data-driven decisions.