Senior Auto Credit Analyst - Underwriting & Insights

JM&A Group; Deerfield Beach (FL); Hybrid; USD 90,000 - 130,000; Full time

Benefits offered by this job

Hybrid work environment

Job summary

JM Family in Deerfield Beach, FL seeks a Senior Commercial Credit Analyst to join the Lending Team. The role focuses on automotive commercial financial analysis and underwriting, collaborating with Sales and Leadership to drive sound decisions while managing risk in a dynamic economy.

Responsibilities include underwriting, deal structuring, presenting to the Credit Committee, and portfolio monitoring. Strong Excel, Power BI, and Power Automate skills are highly valued, with a hybrid work

Qualifications

• Bachelor's degree in Accounting, Finance, or related field.
• 5+ years of experience in commercial financial analysis and underwriting.
• Automotive experience a plus.
• Strong problem-solving and data exploration skills.
• Excellent communication and presentation abilities.

Responsibilities

• Commercial underwriting: assess financials to determine repayment ability.
• Analyze tax returns and financial statements for credit decisions.
• Structure deals to balance relationship profitability with risk control.
• Prepare credit request packages for the committee.
• Monitor loan performance and support data-driven decisions.

Skills

Problem-solving

Attention to detail

Communication

Presentations

Cross-functional collaboration

Education

Bachelor's degree in Accounting or Finance

MBA preferred

Tools

Power BI

Power Automate

MS Excel

MS Word

MS PowerPoint

Job description

JM Family in Deerfield Beach, FL seeks a Senior Commercial Credit Analyst to join the Lending Team. The role focuses on automotive commercial financial analysis and underwriting, collaborating with Sales and Leadership to drive sound decisions while managing risk in a dynamic economy.

Responsibilities include underwriting, deal structuring, presenting to the Credit Committee, and portfolio monitoring. Strong Excel, Power BI, and Power Automate skills are highly valued, with a hybrid work