Senior Auto Credit Analyst - Hybrid Role and Growth

Stellantis Financial Services US; Phoenix (AZ); Hybrid; USD 65,000 - 85,000; Full time

Job summary

Stellantis Financial Services US is looking for a Sr. Credit Analyst in Phoenix, AZ. This hybrid position involves reviewing consumer credit applications, assessing risk, and providing decision outcomes per credit risk policies.

A minimum of 3 years of auto industry experience is required, along with strong analytical skills and proficiency in MS Office. Excellent communication skills are essential for this role.

The position entails making calls to negotiate contracts and maintaining strong dealer relationships while ensuring compliance with regulations.

Qualifications

• Minimum of 3 years’ auto industry experience as a credit analyst or related automotive disciplines.
• Minimum 2 years of auto underwriting experience.

Responsibilities

• Review and evaluate all credit reports to determine the degree of risk involved in extending credit.
• Accurately apply credit policies across multiple product lines.
• Manage exceptions to the published credit authority.
• Complete final disposition on credit applications utilizing authorized resources.
• Make outbound calls and manage inbound calls to negotiate final contract terms.
• Participate in targeted outbound call campaigns.
• Interact and communicate with dealer partners and internal stakeholders.

Skills

Strong analytical and organizational skills

Excellent oral and written communication skills

Intermediate MS Office skills

Basic windows computer skills

Mathematics (percentages)

Judgment and customer-facing skills

Education

High School Diploma / GED

Job description

Stellantis Financial Services US is looking for a Sr. Credit Analyst in Phoenix, AZ. This hybrid position involves reviewing consumer credit applications, assessing risk, and providing decision outcomes per credit risk policies.

A minimum of 3 years of auto industry experience is required, along with strong analytical skills and proficiency in MS Office. Excellent communication skills are essential for this role.

The position entails making calls to negotiate contracts and maintaining strong dealer relationships while ensuring compliance with regulations.