Senior Auto Underwriter III — Private Label (Remote)

JPMorgan Chase & Co.; Oregon; Hybrid; USD 90,000 - 130,000; Full time

Job summary

JPMorgan Chase & Co. is seeking an Auto Underwriter III working remotely from home in the US. You will review policy and pricing exceptions, support daily underwriting operations, and make timely credit decisions to balance risk with customer/dealer relationships.

The role emphasizes response time, throughput, and decision quality while meeting equity, volume, and ROI targets. The team values collaboration, accountability, and continuous improvement as you structure decisions and proactively

Qualifications

• 5+ years of credit experience, with Auto Finance experience.
• Experience reviewing credit bureau reports.
• Highly skilled in credit decisioning, solid understanding of consumer credit and applicable federal and state regulations relative to consumer lending.
• Comprehensive knowledge of indirect loan and lease programs, bank products, and services.
• PC literate with a good working knowledge of common application software.
• Expert knowledge of credit philosophy and policies, loan documentation, and related legal issues.
• Thorough knowledge of the Bank's policies and procedures, as well as its products and their inherent risks.
• Superior analytical skills supported by excellent written and verbal communication skills.
• Results-oriented with a high level of personal initiative and proven leadership ability.
• Demonstrated judgment and ability to act decisively.

Responsibilities

• Review credit applications and render the appropriate credit decision within credit policy requirements and in compliance with all regulations.
• Review policy and/or pricing exceptions and assist in daily operations.
• Structure decisions to maximize profit and enhance relationships.
• Review and approve automobile applications submitted by our clients, placing an emphasis on response time, quantity of applications processed, and quality of applications approved.
• Meet or exceed agreed upon targets for return on equity, volume, conversion ratios, and other business metrics.
• Initiate sales calls via telephone, and where appropriate, prepare written follow-up.
• Provide prompt, accurate responses to all internal and external customer inquiries.

Skills

Credit decisioning

Credit policy

Analytical skills

Communication skills

Leadership ability

Regulatory knowledge

Relationship management

Credit bureau reports

Job description

JPMorgan Chase & Co. is seeking an Auto Underwriter III working remotely from home in the US. You will review policy and pricing exceptions, support daily underwriting operations, and make timely credit decisions to balance risk with customer/dealer relationships.

The role emphasizes response time, throughput, and decision quality while meeting equity, volume, and ROI targets. The team values collaboration, accountability, and continuous improvement as you structure decisions and proactively