Remote Auto Underwriter III – Indirect Origination

JP Morgan Chase; Tampa (FL); Remoto; USD 90.000 - 120.000; Tempo integral

Resumo da vaga

JPMorgan Chase is seeking an Auto Underwriter III for the Chase Auto Indirect Originations Underwriting team. The role involves reviewing policy and pricing exceptions, supporting daily underwriting operations, and delivering timely credit decisions that balance risk with customer relationships.

You will assess credit applications, structure decisions to maximize profitability, and work to meet defined performance metrics while maintaining compliance with applicable laws and internal policies.

Qualificações

• 5+ years of credit experience, with Auto Finance experience.
• Experience reviewing credit bureau reports.
• Strong credit decisioning and knowledge of consumer lending regulations.
• Knowledge of indirect loan and lease programs and bank products.
• Superior written and verbal communication skills.

Responsabilidades

• Review credit applications and render the appropriate credit decision within policy requirements and in compliance with regulations.
• Review policy and/or pricing exceptions and assist in daily operations.
• Structure decisions to maximize profit and enhance relationships.
• Review and approve automobile applications submitted by clients, focusing on response time and quality.
• Meet or exceed targets for return on equity, volume, conversion ratios, and other metrics.
• Initiate sales calls and prepare written follow‑ups as needed.
• Provide prompt, accurate responses to internal and external inquiries.

Conhecimentos

Credit experience

Auto Finance

Credit decisioning

Regulations knowledge

Analytical skills

Communication skills

Leadership ability

MS Office

Ferramentas

MS Office

Descrição da vaga

JPMorgan Chase is seeking an Auto Underwriter III for the Chase Auto Indirect Originations Underwriting team. The role involves reviewing policy and pricing exceptions, supporting daily underwriting operations, and delivering timely credit decisions that balance risk with customer relationships.

You will assess credit applications, structure decisions to maximize profitability, and work to meet defined performance metrics while maintaining compliance with applicable laws and internal policies.