Senior Associate, Open Banking Validation & Risk

J.P. Morgan; New York (NY); On-site; USD 120,000 - 155,000; Full time

Job summary

J.P. Morgan seeks a Senior Associate, Business Validation within Open Banking to design and implement risk-focused processes for a rapidly expanding, revenue-generating business.

Lead end-to-end workstreams, shape PMO and contractual frameworks, and address regulatory requirements with senior leadership. Build robust risk controls while enabling innovation in a client-centric environment.

Qualifications

• 5+ years in financial services, payments, fintech, or professional services with risk/validation or partnerships experience.
• Proven ability to run multiple workstreams to milestones.
• Experience reading and operationalizing contractual language.
• Strong knowledge of Open Banking, data access, and regulatory frameworks.”
• Experience in client/contract management and third-party risk management.

Responsibilities

• Own end-to-end delivery of assigned data aggregator relationships within the Business Validation portfolio.
• Execute validation methodology against third parties and document evidence with rationale.
• Analyze existing data access agreements to map obligations and create testable requirements.
• Support commercial workstreams including negotiation positions and contract drafting.
• Validate billing against pricing constructs and assist transition to new models.
• Contribute to AI and protocol-based data access governance and controls.
• Develop and maintain project plans, milestones, and status reports across workstreams.
• Ensure adherence to disclosure requirements and regulatory frameworks across Open Banking activities.
• Support risk management processes and remediation with Controls, Compliance, and SRM.
• Translate technical and contractual detail into executive-ready materials for leadership.

Skills

Risk Management

Contract Negotiation

Program Management

Open Banking

Data Access

Regulatory Compliance

Communication Skills

Education

Bachelor's degree

Job description

J.P. Morgan seeks a Senior Associate, Business Validation within Open Banking to design and implement risk-focused processes for a rapidly expanding, revenue-generating business.

Lead end-to-end workstreams, shape PMO and contractual frameworks, and address regulatory requirements with senior leadership. Build robust risk controls while enabling innovation in a client-centric environment.