Senior Asset-Based Lending Portfolio Manager

First National Bank of Pennsylvania; Raleigh (NC); On-site; USD 90,000 - 130,000; Full time

Job summary

First National Bank of Pennsylvania is seeking a Portfolio Manager 3 - Business Credit in the Commercial Banking unit. The role focuses on monitoring asset quality and financial performance for Asset Based Lending relationships, providing high service levels, and identifying new income opportunities based on experience.

The candidate will perform financial and credit analyses, monitor borrower progress, and support new business through underwriting and risk management practices, while adhering

Qualifications

• Excellent project management skills.
• Excellent communication skills, both written and verbal.
• Excellent customer service skills.
• Excellent organizational, analytical and interpersonal skills.
• Ability to use a personal computer and job-related software.
• MS Word - Basic Level.
• MS Excel - Intermediate Level.
• MS PowerPoint - Basic Level.
• Experience in commercial banking and two or more years credit analysis or loan review experience. Knowledge of or exposure to Asset Based Lending.

Responsibilities

• Monitors an Asset Based Lending portfolio with emphasis on collateral and financial progress.
• Performs financial and credit analysis on borrowers as needed.
• Monitors industry trends for clients.
• Tracks documentation, collateral and financial statement exceptions.
• Supports new business by preparing Preview Memos and underwriting packages.
• Ensures underwriting guidelines are followed and regulatory requirements met.
• Identifies and implements strategies to reduce risk, including rating changes.
• Meets with borrowers and service providers; reviews outside counsel documents as needed.
• Diagnoses client needs and facilitates cross-sell of Bank services.
• Performs other duties as assigned by senior staff.

Skills

Project management

Communication skills

Customer service

Organizational skills

Analytical skills

Interpersonal skills

PC software

Education

BA or BS

Tools

MS Word

MS Excel

MS PowerPoint

Job description

First National Bank of Pennsylvania is seeking a Portfolio Manager 3 - Business Credit in the Commercial Banking unit. The role focuses on monitoring asset quality and financial performance for Asset Based Lending relationships, providing high service levels, and identifying new income opportunities based on experience.

The candidate will perform financial and credit analyses, monitor borrower progress, and support new business through underwriting and risk management practices, while adhering