Senior Asset-Based Lending Portfolio Manager

First National Bank of Pennsylvania; Charlotte (NC); On-site; USD 90,000 - 120,000; Full time

Job summary

First National Bank of Pennsylvania is seeking a Portfolio Manager 3 - Business Credit in Raleigh, NC to oversee an Asset Based Lending portfolio, monitor collateral, and track borrower financial progress.

You will conduct credit and financial analyses, prepare underwriting materials, support cross-sell opportunities, and ensure compliance with regulatory requirements while delivering exceptional service to clients.

Qualifications

• 7+ years in commercial banking or credit/loan analysis.
• Experience with asset-based lending is a plus.
• Strong analytical and risk assessment capabilities.

Responsibilities

• Monitor asset quality and financial performance of an Asset Based Lending portfolio.
• Perform financial and credit analysis on borrowers as needed.
• Track industry trends and client documentation across collateral.
• Prepare Preview Memos and underwriting packages for prospects.
• Ensure underwriting guidelines comply with regulatory requirements.
• Identify risk and suggest rating changes and risk mitigation strategies.
• Meet with borrowers and prospects to discuss needs and cross-sell bank services.

Skills

Project management

Credit analysis

Financial analysis

Client relationship management

Regulatory compliance

Communication skills

Education

BA or BS

Tools

MS Word

MS Excel

MS PowerPoint

Job description

First National Bank of Pennsylvania is seeking a Portfolio Manager 3 - Business Credit in Raleigh, NC to oversee an Asset Based Lending portfolio, monitor collateral, and track borrower financial progress.

You will conduct credit and financial analyses, prepare underwriting materials, support cross-sell opportunities, and ensure compliance with regulatory requirements while delivering exceptional service to clients.