Senior Annuity Product Leader — Remote

Guardian; Holmdel Township (NJ); Hybrid; USD 86,000 - 142,000; Full time

Job summary

Guardian is seeking a seasoned subject matter expert for the Annuity Product Management and Development Team. You will guide design, development, maintenance, and launch of Guardian’s individual annuities, collaborating with diverse cross-functional teams and external partners.

Ideal candidates have 10+ years in financial services, 5+ years with policy administration systems, and expert MS Office skills. Remote-friendly with in-person days for some hubs, and a salary range of $86,210–$141,635,

Qualifications

• Expert-level knowledge of annuity product design, administration systems, and product configurations.
• BA/BS+ or equivalent work experience.
• Strong writing and proofreading skills.
• 10+ years in financial services, 5+ years working with policy administration systems.
• Advanced skill level in MS Office (Word, Excel, and PowerPoint)

Responsibilities

• Lead the development of detailed specifications for new annuity products and enhancements, driving consensus among cross-functional stakeholders on product features, business rules, and system functionality while managing the development lifecycle and communicating requirements, updates, and changes.
• Evaluate new product concepts for operational and technical feasibility.
• Review and approve contract, rider, and prospectus language for consistency with product specifications.
• Develop and maintain illustration systems.
• Problem resolution and exception request reviews.
• Review and approve test cases developed by the ESQA and IT teams, ensuring validation of new product features, calculations, business rules, contract values, workflows, and system functionality.
• Identify testing gaps, request additional test scenarios as needed, communicate defects and approve testing results upon successful validation of product requirements.
• Act as a liaison between the Product and Technology teams, leveraging deep expertise in annuity products and Transcend administration to translate business requirements into ALIP configuration and design.
• Lead the design, development, implementation, and ongoing maintenance of client-facing (regulatory required) communications, including transaction confirmations, quarterly statements, annual statements, and other required disclosures.
• Partner with IT (ECM), Operations, Compliance, and Legal teams to define business requirements, and ensure accurate representation of product features, values, calculations, and regulatory content across all client and financial rep platforms (Client portal, Client Manager).
• Participate in the weekly deployment of annuity product new business and renewal rates across multiple administration and illustration systems.
• Update spreadsheets for In-Force rates using rate data provided by Investments/Actuarial.

Skills

Annuity product design

Administration systems

Product configurations

MS Office

Strong writing

Education

BA/BS+ or equivalent work experience

Tools

Transcend

ALIP

Job description

Guardian is seeking a seasoned subject matter expert for the Annuity Product Management and Development Team. You will guide design, development, maintenance, and launch of Guardian’s individual annuities, collaborating with diverse cross-functional teams and external partners.

Ideal candidates have 10+ years in financial services, 5+ years with policy administration systems, and expert MS Office skills. Remote-friendly with in-person days for some hubs, and a salary range of $86,210–$141,635,