Senior AI Full-Stack Engineer — Build FinTech AI Assistant

Chime; New York (NY); Hybrid; USD 164,000 - 227,000; Full time

Benefits offered by this job

In-office policy with four days a week

Backup child, elder, and pet care

Comprehensive health, financial, and

Generous vacation policy

Wellness stipend

Parental leave benefits

Family planning reimbursement

Equity and bonus eligibility

Job summary

Chime is seeking a Senior Full-Stack Engineer to help build Jade, its AI-powered financial assistant. You’ll influence design, architecture, and eval frameworks for reliable, scalable AI features that assist millions of members in managing finances and subscriptions.

You’ll work across backend services, model routing, prompt management, and evaluation pipelines, shipping high-quality code and contributing to a fast-moving, safety-conscious product.

Qualifications

• 5+ years of backend software development in production environments.
• Proficiency with AI tooling and AI native development.
• Proficiency with Python or comparable frameworks.
• Experience with transactional databases (e.g., Postgres) and caching systems (e.g., Redis).
• Familiarity with architectural patterns in high-scale systems.
• A strong focus on writing maintainable, well-tested code.
• A drive to learn and dive deep into technical systems.
• Bonus: Experience with agent development, fintech, or startup environments.

Responsibilities

• Design, build, and scale new capabilities for Jade, Chime's AI-powered financial assistant.
• Develop agent architectures, prompt strategies, and orchestration patterns that shape how Jade reasons and acts.
• Build eval frameworks, observability, and guardrail systems that let the team ship with speed and confidence.
• Partner cross-functionally to solve member pain points and deliver secure, scalable solutions.
• Improve system reliability through performance tuning and architectural enhancements.
• Contribute to technical design and maintain high standards across the codebase through code reviews and mentorship.
• Bring curiosity and initiative to explore how things work and how they can work better.

Skills

Backend experience

AI tooling

Python

Architectural patterns

Maintainable code

Learning mindset

Agent development

Tools

Postgres

Redis

Job description

Chime is seeking a Senior Full-Stack Engineer to help build Jade, its AI-powered financial assistant. You’ll influence design, architecture, and eval frameworks for reliable, scalable AI features that assist millions of members in managing finances and subscriptions.

You’ll work across backend services, model routing, prompt management, and evaluation pipelines, shipping high-quality code and contributing to a fast-moving, safety-conscious product.