Senior Agricultural & Commercial Lender

Minnwest Bank; Montevideo (MN); On-site; USD 103,000 - 129,000; Full time

Benefits offered by this job

Medical, Vision, Dental Insurance

401(k) with Employer Match + ESOP

Paid holidays & vacation days

Disability & Life Insurance

Tuition Reimbursement & Career Dev.

Job summary

Minnwest Bank in Minnesota is seeking a seasoned Business Banker with leadership capabilities to drive agricultural and commercial lending, manage a credit portfolio, and cross-sell deposit and cash management services.

You will team with other bankers to strengthen relationships and deliver a knockout customer experience, supporting a community-focused banking approach with strong credit discipline.

Qualifications

• 5+ years of agricultural lending experience or equivalent
• Formal credit training or equivalent
• Minimum of 6 college accounting credits, including ability to analyze complex balance sheets, income statement ratios and cash flow statements
• Action-oriented: the ability to recognize and act on problems with a sense of urgency and enthusiasm
• Ability to gather and analyze customer needs and feedback and propose customer centric solutions to meet their needs
• Build strong customer relationships and ability to build customer loyalty
• Ability to analyze complex balance sheet, income statement ratios, and cash flow statements
• Sales Prospecting, Planning and Organizational skills

Responsibilities

• Business Development/Relationship Management: Develops and maintains relationships, sustaining high quality loan growth and annual sales.
• Portfolio Management: Prepare accurate credit write-ups and loan presentations; manage a loan portfolio of $20-40 million; minimize losses.
• Administration: Represent the bank professionally; engage in community events and promote customer care.
• Leadership (Market President): Provide direction to staff and align goals with organizational strategy.

Skills

Agricultural lending

Relationship management

Credit analysis

Sales & prospecting

Leadership

Education

6 college accounting credits

Formal credit training

Job description

Minnwest Bank in Minnesota is seeking a seasoned Business Banker with leadership capabilities to drive agricultural and commercial lending, manage a credit portfolio, and cross-sell deposit and cash management services.

You will team with other bankers to strengthen relationships and deliver a knockout customer experience, supporting a community-focused banking approach with strong credit discipline.