Senior ACH Payments Lead - Operations & Risk

Seacoast National Bank; The Villages, Northern (FL, KY); Hybrid; USD 65,000 - 90,000; Full time

Job summary

Seacoast National Bank in Florida is seeking a Sr. ACH Payment Specialist to oversee daily ACH processing, balancing and related controls. You will support Retail Branches, ensure regulatory compliance, and collaborate with multiple departments on ACH operations.

Responsibilities include dispute handling, DNE processing, NACHA rule guidance, and monthly/daily reporting. The role requires attention to detail, analytical skills, and strong teamwork in a bank operations environment.

Qualifications

• High School Diploma or equivalent.
• 4+ years Banking experience.
• Strong analytical skills and attention to detail.
• Ability to work collaboratively within a team.
• Commitment to maintaining compliance and operational standards.
• PC proficient, including MS Word and MS Excel.
• Effective communication and collaboration capabilities.

Responsibilities

• Process daily ACH operations, including disputes, DNEs, and reconciliations.
• Balance ACH files and monitor confirmations; escalate issues.
• Prepare monthly ACH Return Monitoring reports.
• Prepare daily Fed Balance Sheet and related statements.
• Support retail branches with NACHA rules and policy questions.
• Assist with special projects, including core conversions.
• Adhere to regulatory requirements and complete annual training.

Skills

Analytical skills

Attention to detail

Teamwork

Regulatory knowledge

Communication

Education

High School Diploma

Tools

MS Word

MS Excel

Job description

Seacoast National Bank in Florida is seeking a Sr. ACH Payment Specialist to oversee daily ACH processing, balancing and related controls. You will support Retail Branches, ensure regulatory compliance, and collaborate with multiple departments on ACH operations.

Responsibilities include dispute handling, DNE processing, NACHA rule guidance, and monthly/daily reporting. The role requires attention to detail, analytical skills, and strong teamwork in a bank operations environment.