Senior Accountant

MGT Insurance; San Francisco (CA); On-site; USD 120,000 - 180,000; Full time

Job summary

MGT Insurance seeks a Senior Insurance Accountant to own premium, loss, and premium taxes accounting and to help modernize our close, controls, and reporting as we scale. You’ll partner closely with Data Science, Engineering, and FP&A, ensuring clean data flows from policy/claims systems into the GL and into our GAAP and statutory reporting.

This role is hands‑on, fast‑paced, and high‑impact. Experience with 5–8+ years in insurance accounting, strong P&C knowledge, and advanced GL skills are

Qualifications

• 5–8+ years in insurance accounting or public accounting serving insurance clients.
• Strong grasp of P&C accounting, GAAP, and statutory/NAIC concepts.
• Advanced GL/reporting skills; Excel mastery.
• Experience with modern ERPs (e.g., NetSuite) and reporting tools a plus.
• Cross‑functional chops: partner with Data Science, Engineering and FP&A.

Responsibilities

• Premium & Loss Accounting: Own monthly recognition and reconciliations for written/earned premium, unearned premium, commissions, losses/LAE, and related accruals; maintain producer, carrier, and TPA subledgers and trust/bank reconciliations.
• Close & Controls: Drive an accurate, timely month end/quarter end close; prepare journal entries, roll-forwards, reconciliations, and flux analyses; strengthen internal controls across close cycles.
• Reporting: Assist with GAAP and statutory financials and regulatory filings (NAIC statements, state insurance department requirements); work closely with external auditors.
• Data & Systems: Collaborate with Product/Engineering and FP&A to improve data pipelines from policy/claims systems to the GL; support reporting automation and KPI visibility.
• Tax & Compliance Support: Coordinate premium tax data and filings support; maintain documentation for examinations and audits.

Skills

Insurance accounting

GAAP

NAIC concepts

Excel mastery

NetSuite ERP

Data collaboration

Tools

NetSuite

Excel

Job description

About MGT Insurance

MGT is the first AI‑driven, neo‑insurer focused on evolving commercial P&C insurance for the brokers and small business owners. By combining the expertise of industry veterans with state‑of‑the‑art technology, we are ushering in the next evolution of commercial insurance and working to move the industry forward through the use of modern technology, better processes, and a rock‑star team. We seek visionary leaders who thrive in dynamic, entrepreneurial settings, and excel in autonomous roles.

About The Role

We’re hiring a Senior Insurance Accountant to own premium, loss, and premium taxes accounting and to help modernize our close, controls, and reporting as we scale. You’ll partner closely with Data Science, Engineering, and FP&A, ensuring clean data flows from policy/claims systems into the GL and into our GAAP and statutory reporting. This role is hands‑on, fast‑paced, and high‑impact.

What You’ll Do

• Premium & Loss Accounting: Own monthly recognition and reconciliations for written/earned premium, unearned premium, commissions, losses/LAE, and related accruals; maintain producer, carrier, and TPA subledgers and trust/bank reconciliations.
• Close & Controls: Drive an accurate, timely month‑end/quarter‑end close; prepare journal entries, roll‑forwards, reconciliations, and flux analyses; strengthen internal controls across close cycles.
• Reporting: Assist with GAAP and statutory financials and regulatory filings (NAIC statements, state insurance department requirements); work closely with our external auditors.
• Data & Systems: Collaborate with Product/Engineering and FP&A to improve data pipelines from policy/claims systems to the GL; support reporting automation and KPI visibility.
• Tax & Compliance Support: Coordinate premium tax data and filings support; maintain documentation for examinations and audits.

About The Finance Team

The Finance team at MGT Insurance serves as the backbone of our rapidly scaling operations. We safeguard financial integrity, ensure compliance with GAAP and statutory requirements, and deliver insights that drive strategic decisions. As a lean but growing group, we balance rigorous financial control with a builder’s mindset—constantly seeking ways to innovate in insurance finance.

What You Bring

• Experience: 5–8+ years in insurance accounting or public accounting serving insurance clients; strong grasp of P&C insurance accounting, GAAP, and statutory/NAIC concepts.
• Technical: Advanced GL/reporting skills; comfort with subledger reconciliations; Excel mastery. Experience with modern ERPs (e.g., NetSuite) and reporting tools a plus.
• Cross‑functional chops: Proven ability to partner with Data Science, Engineering and FP&A; strong communication and documentation.
• Mindset: Builder’s mentality—detail‑oriented, process‑improvement focused, and energized by scaling an AI‑driven insurer.

Nice To Have

• Prior MGA/MGU or carrier experience with trust accounting, producer commissions, and TPA claims flows.
• Workiva/automation/reporting tooling familiarity.

Please note:

MGT does not accept unsolicited resumes from staffing vendors, including recruitment agencies and/or search firms. Please do not forward resumes to our jobs alias, MGT employees, or any other company location. Any submittals without a prior signed agreement will become property of MGT.

Our Commitment to Diversity, Equity & Inclusion

At MGT, inclusion drives excellence and belonging sustains it. We believe diverse perspectives make us stronger, more innovative, and more connected to the people we serve. We value every voice, champion equity, and create space where all people can grow and succeed together.

Equal Employment Opportunity Statement

MGT is proud to be an Equal Opportunity Employer. We do not discriminate in employment opportunities or practices based on race, color, religion, gender, gender identity or expression, sexual orientation, national origin, age, disability, genetic information, marital status, military or veteran status, or any other status protected by applicable law.
All employment decisions are based on qualifications, merit, and business needs. We are committed to providing reasonable accommodations for qualified individuals with disabilities throughout the application and employment process. If you need assistance or accommodations, please contact us at [e-mail].

This job description is intended to outline the general nature and level of work performed by employees in this role. It is not an exhaustive list of all responsibilities, duties, or qualifications required. MGT Insurance reserves the right to modify, interpret, or apply this job description in any way the company deems appropriate.