Senior ABL Monitoring & Risk Analyst

Banesco USA; Miami (FL); On-site; USD 85,000 - 110,000; Full time

Job summary

Banesco USA in Miami, FL is seeking an ABL Monitoring Specialist to join our Asset-Based Lending team. You will be the technical resource responsible for collateral monitoring, analysis, and risk administration for an assigned portfolio of commercial relationships.

The Senior Specialist conducts borrowing base analyses, reconciliations, and end-of-month reporting, ensuring adherence to loan agreements and bank risk policies.

Qualifications

• Bachelor’s degree or equivalent practical experience in finance or related field.
• Minimum 5 years in Asset-Based Lending collateral monitoring or credit analysis.
• Strong knowledge of borrowing-base mechanics and collateral formulas.
• Advanced MS Office; experience with ABL platforms preferred.
• Fluent in English and Spanish; strong written and verbal communication.

Responsibilities

• Independently manage collateral monitoring and administration for an assigned portfolio of ABL relationships.
• Review BBCs, A/R/A/P aging, inventory reports for accuracy and eligibility.
• Calculate collateral eligibility, advance rates, reserves, and availability.
• Perform monthly collateral analyses and process funding requests within authority limits.
• Coordinate third‑party field examinations and review reports against credit terms.
• Escalate material collateral deteriorations and provide concise risk commentary.

Skills

Analytical thinking

Attention to detail

Time management

Organizational skills

Team collaboration

Bilingual English/Spanish

Education

Bachelor’s degree in Finance/Accounting/Business

Tools

Cync-ABL

ABLSoft

Job description

Banesco USA in Miami, FL is seeking an ABL Monitoring Specialist to join our Asset-Based Lending team. You will be the technical resource responsible for collateral monitoring, analysis, and risk administration for an assigned portfolio of commercial relationships.

The Senior Specialist conducts borrowing base analyses, reconciliations, and end-of-month reporting, ensuring adherence to loan agreements and bank risk policies.