Senior ABL Specialist: Cross-Border Credit & Structuring

Banco de Credito e Inversiones; Torch of Friendship (FL); On-site; USD 120,000 - 180,000; Full time

Job summary

Bci Miami is seeking a highly qualified Asset-Based Lending (ABL) Specialist to lead the origination, credit underwriting, structuring, and execution of asset-backed credit facilities in a domestic and cross-border context. The role focuses on U.S.

subsidiaries of multinational corporations, requiring deep technical expertise in borrowing base mechanics, AR purchase facilities, and inventory financing, with strong risk-adjusted return management and collaboration with relationship teams and risk

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or related business field required.
• MBA preferred.
• Minimum 10 years of specialization in Asset-Based Lending (ABL).

Responsibilities

• Drive end-to-end deal execution from term sheet structuring through credit committee approval and final deal closing, serving as primary product specialist.
• Lead credit structuring and transaction execution.
• Design customized ABL revolvers, borrowing base facilities, and AR purchase solutions.
• Perform deep-dive financial analyses of corporate borrowers and guarantors.
• Scrutinize field exam reports, collateral quality assessments, and aging reports to establish borrowing base formulas.
• Present credit risk memoranda to Credit Officers and risk committees.
• Leverage cross-border opportunities and manage post-closing monitoring.

Skills

English

Spanish

Education

Bachelor's degree in Finance, Accounting, Economics, or related business field

MBA

Tools

Microsoft Word

Microsoft Excel

Microsoft PowerPoint

Job description

Bci Miami is seeking a highly qualified Asset-Based Lending (ABL) Specialist to lead the origination, credit underwriting, structuring, and execution of asset-backed credit facilities in a domestic and cross-border context. The role focuses on U.S.

subsidiaries of multinational corporations, requiring deep technical expertise in borrowing base mechanics, AR purchase facilities, and inventory financing, with strong risk-adjusted return management and collaboration with relationship teams and risk