SBA/USDA Lending Officer: Origination & Relationships

HomeTrust Bank; Asheville (NC); On-site; USD 90,000 - 130,000; Full time

Job summary

HomeTrust Bank seeks an experienced SBA Business Development Officer to source government-guaranteed loan pipelines and structure lending opportunities. The role involves initial credit analysis, pricing, and processing SBA/USDA loan programs for business customers.

Key duties include active business development, client relationship growth, and collaboration with internal partners to close SBA loans, with a strong emphasis on compliance and lender guidelines.

Qualifications

• Bachelor’s degree in business, finance, or related field.
• 8+ years of relevant SBA lending experience.
• Must have recent experience originating SBA loans with an SBA preferred lender.
• Must be bondable.
• Proficient with Microsoft Office and related systems.
• Familiarity with SBA SOP and lending regulations.

Responsibilities

• SBA/USDA financing guidance from application to funding stages.
• Develops customer relationships to cross-sell banking products.
• Analyze financial statements and assess loan qualification against program requirements.
• Gather documentation to process, underwrite, and close SBA loans with internal partners.
• Proactively initiate business contacts to promote bank products and services.
• Maintain a government guaranteed loan pipeline and cultivate new opportunities.
• Counsel clients on SBA/USDA financing needs and complete loan reviews.

Skills

SBA lending

Credit analysis

Relationship building

Regulatory compliance

Communication

Education

Bachelor’s degree in business/finance

Tools

Microsoft Office

Job description

HomeTrust Bank seeks an experienced SBA Business Development Officer to source government-guaranteed loan pipelines and structure lending opportunities. The role involves initial credit analysis, pricing, and processing SBA/USDA loan programs for business customers.

Key duties include active business development, client relationship growth, and collaboration with internal partners to close SBA loans, with a strong emphasis on compliance and lender guidelines.