SBA Credit Officer II — Remote

Fifth Third Bank; Cincinnati (OH); À distance; USD 71 000 - 146 000; Plein temps

Résumé du poste

Fifth Third Bank seeks a Credit Officer II – SBA to review and decide small business loan applications in a centralized environment for complex loans. You will focus on loan decisions and credit recommendations, collaborating with Sales to structure loans within risk appetite.

As part of Provide and Fifth Third Bank team members, you will uphold risk policies and drive positive customer experiences while achieving risk-adjusted results.

Qualifications

• Two (2) years of experience in underwriting, portfolio monitoring, or similar business loan analysis.
• Basic knowledge of commercial lending and credit standards, policies, procedures, and products.
• Strong attention to detail and organizational skills.
• Ability to clearly communicate concepts verbally and in writing.
• Proficiency in all Microsoft Office applications.

Responsabilités

• Spread financial statements based on information provided in the loan package.
• Analyze global cash flow and balance sheets for SBA loans up to $5 million.
• Prepare written evaluations of customers’ financial conditions and future outlooks.
• Identify opportunities and recommend solutions for process improvements and software development.
• Identify and review all necessary due diligence items.
• Negotiate terms and conditions of loans with loan originators and communicate loan decisions.

Connaissances

Underwriting

Portfolio Monitoring

Commercial Lending

Communication

Microsoft Office

Formation

Bachelor's degree in accounting/finance/economics

Outils

Microsoft Office

Description du poste

Fifth Third Bank seeks a Credit Officer II – SBA to review and decide small business loan applications in a centralized environment for complex loans. You will focus on loan decisions and credit recommendations, collaborating with Sales to structure loans within risk appetite.

As part of Provide and Fifth Third Bank team members, you will uphold risk policies and drive positive customer experiences while achieving risk-adjusted results.