SBA Credit Officer II — Small Business Lending

Fifth Third; Columbus (OH); On-site; USD 65,000 - 90,000; Full time

Job summary

Fifth Third Bank in Columbus, OH is seeking a Credit Officer II for SBA loans. You will review and decide on small business loan applications in a centralized environment, providing expert financial analysis and loan structuring guidance.

The role involves cash flow and balance sheet analysis for SBA loans up to $5 million, mentoring teammates, and collaborating with sales to structure compliant credit solutions. Strong communication and attention to detail are essential.

Qualifications

• Two+ years in underwriting, portfolio monitoring, or similar business loan analysis.
• SBA experience preferred.
• Basic knowledge of Microsoft Access, Word and Excel.

Responsibilities

• Spread financial statements based on loan package.
• Provide loan decisions and credit recommendations based on underwriting criteria, including loan structure, collateral, interest rate, and fees.
• Perform global cash flow and balance sheet analysis for SBA loans up to $5 million.
• Independently prepare written evaluation of borrower's financial condition and future outlook.
• Mentor credit analysts and assist peers in portfolio monitoring.

Skills

Underwriting

Portfolio monitoring

SBA experience

Financial analysis

Excel

Communication skills

Education

Bachelor's degree in accounting, finance or economics

Tools

Microsoft Access

Microsoft Word

Microsoft Excel

Job description

Fifth Third Bank in Columbus, OH is seeking a Credit Officer II for SBA loans. You will review and decide on small business loan applications in a centralized environment, providing expert financial analysis and loan structuring guidance.

The role involves cash flow and balance sheet analysis for SBA loans up to $5 million, mentoring teammates, and collaborating with sales to structure compliant credit solutions. Strong communication and attention to detail are essential.