SBA Construction Financing Specialist

fnbcorp; Charlotte (NC); On-site; USD 70,000 - 100,000; Full time

Job summary

F.N.B. Corporation in Charlotte, NC is seeking an SBA Construction Loan Representative to handle construction management, funding and disbursement for SBA loans. You will work with borrowers, contractors, and Bank partners to ensure timely closings.

The ideal candidate has associates degree and at least three years of relevant experience, excels in communication, project management and detail orientation, and can navigate SBA 7a, SBA 504 and USDA loan processes.

Qualifications

• Associates degree required.
• Minimum 3 years of job-related experience.
• Construction knowledge required; SBA construction experience preferred.
• Excellent communication and customer service skills.
• MS Word and MS Excel proficiency.

Responsibilities

• Recommend approval or declination of construction projects.
• Fund construction and multi-disbursement loans per SBA regulations.
• Collect and review closing documents for SBA 7a, SBA 504, and USDA loan programs.
• Review contractor’s financials and qualifications.
• Prepare loan closing checklist and coordinate with borrowers, contractors, architects and Bank partners.
• Ensure loan compliance with SBA/USDA Standard Operating Procedures.
• Coordinate with the Business Development Officer and Underwriter in loan structuring.
• Educate Business Development Officers on loan structuring for different construction levels.
• Conduct research on construction laws/regulations in the project city/state.
• Coordinate with third-party vendors for cost reviews; order appraisals and environmental reports.
• Perform other duties and monitor risk per company policy.

Skills

Communication skills

Customer service

Project management

Detail-oriented

Organizational skills

Analytical skills

Interpersonal skills

Education

Associates

Tools

MS Word

MS Excel

Job description

F.N.B. Corporation in Charlotte, NC is seeking an SBA Construction Loan Representative to handle construction management, funding and disbursement for SBA loans. You will work with borrowers, contractors, and Bank partners to ensure timely closings.

The ideal candidate has associates degree and at least three years of relevant experience, excels in communication, project management and detail orientation, and can navigate SBA 7a, SBA 504 and USDA loan processes.