SBA Construction Loan Representative

Fnb Online; Charlotte (NC); On-site; USD 60,000 - 80,000; Full time

Job summary

A leading financial services company in Charlotte, NC is seeking an experienced SBA Construction Loan Representative to oversee construction management and funding for SBA loans. This role requires 3+ years experience, strong communication, and project management skills. Candidates should have construction knowledge, preferably with SBA experience. The company offers a collaborative work environment and opportunities for growth.

Qualifications

• 3+ years of job related experience in construction management.
• Construction knowledge is required, SBA construction experience preferred.

Responsibilities

• Manage SBA construction loan processes and ensure compliance with regulations.
• Review contractor and project qualifications for loan approval.
• Coordinate loan packaging with Business Development Officer and Underwriter.
• Gather information on construction laws and regulations.

Skills

Excellent communication skills

Excellent customer service skills

Excellent project management skills

Detail-oriented

Excellent organizational skills

Analytical skills

Interpersonal skills

Ability to multi-task

Education

Associates Degree

Tools

MS Word - Expert Level

MS Excel - Expert Level

Job description

SBA Construction Loan Representative page is loaded## SBA Construction Loan Representativelocations: Charlotte, NCtime type: Full timeposted on: Posted 9 Days Agojob requisition id: 2025-02161## Primary Office Location:401 S Graham St. Charlotte, North Carolina. 28202.## **Join our team. Make a difference - for us and for your future.****Position Title:** SBA Construction Loan Representative**Business Unit:** Commercial Banking**Reports to:** SBA Construction Loan Manager**Position Overview:**This position is primarily responsible for providing construction management, funding and disbursement services for all SBA Construction loans.**Primary Responsibilities:**Recommends Approval or Declination of contractor and construction project. Funds construction and multi-disbursement loans according to Bank and SBA regulations.Collects and reviews all closing documents related to construction financing under the SBA 7a, SBA 504 and USDA loan programs. Reviews and approves contractor’s financials and qualifications.Prepares and handles the construction loan closing checklist and works with borrowers, contractors, architects and Bank partners to complete closing documents. Ensures loan complies with SBA/USDA Standard Operating Procedures.Coordinates with the Business Development Officer and Underwriter in structuring loans involving construction and preparing the loan package construction checklist for submission. Educates existing and new Business Development Officers on how to structure loans involving different levels of construction. Performs research activities including gathering information on construction laws and regulations in the city and state of the prospective construction project.Works with third party vendors for cost review. Orders commercial appraisal reports and environmental reports. Interviews Business Development Officer, borrower and contractor in regard to loan request.Performs other related duties and projects as assigned.All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program.F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.**Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:**Associates **Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:**3 **Skills Required to Perform the Primary Responsibilities of this Position:**Excellent communication skills, both written and verbal Excellent customer service skills Excellent project management skills Detail-oriented Excellent organizational, analytical and interpersonal skills Ability to work and multi-task in a fast paced environment MS Word - Expert Level MS Excel - Expert Level Construction knowledge is required. SBA construction experience preferred. **Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:**N/A **Physical Requirements or Work Conditions Beyond Traditional Office Work:**N/A### **Equal Employment Opportunity (EEO):**It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.# A culture of teamwork. A history of success.As a leading diversified financial services company, F.N.B. Corporation (FNB) offers a wide range of opportunities for individuals who want to grow their careers. The FNB team is a group of highly qualified professionals who work together to provide comprehensive financial solutions across our corporate footprint, which includes Pennsylvania, Ohio, Maryland, West Virginia, Virginia, North Carolina, and South Carolina.Our consistent recognition as a **best place to work** and **top workplace** by our own employees symbolizes the outstanding culture we represent.# # **Sign up for Job Alerts:****A simple and easy way to stay up to date on career opportunities available.**You now have the ability to **sign up for job alerts** through your candidate profile.To enroll you will need to create or sign into your candidate profile and select "job alerts".By enrolling in job alerts, you will receive email notifications as opportunities come available that match your selected interests.