SBA & Commercial Lending Officer

Republic-Bank-; Olde West Chester (OH); On-site; USD 80,000 - 110,000; Full time

Job summary

Republic Bank in Ohio seeks a Commercial Banking Officer to call on business clients for depository, lending, and fee-based opportunities within the bank’s market. The role targets operating companies with $1M to $10M+ annual revenue and includes C&I, CRE and depository production objectives. Applicants must be authorized to work in the U.S.

No sponsorship will be provided at this time. The position emphasizes relationship management, loan structuring, and community involvement as part of a

Qualifications

• Minimum of 5 years banking experience with at least 1 year of direct business lending experience required.
• Underwriting business loans including CRE, accounts receivable, inventory, and equipment.
• Experience with working capital lines of credit and letters of credit.
• Experience with SBA loan programs preferred.
• Proficient in Microsoft Office and internet applications.

Responsibilities

• Sourcing, developing, and documenting calls on prospective customers and referral sources.
• Manage commercial banking relationships; analyze financial statements and balance sheets.
• Negotiate and structure new loan terms and manage renewals.
• Collaborate with Treasury Management to identify depository opportunities.
• Monitor portfolio delinquencies and support collections as needed.
• Engage with Merchant Services and Credit Card teams to develop opportunities.
• Represent the bank in the community and on civic/non-profit boards.

Skills

Business banking

Lending underwriting

Financial analysis

Client relationship management

Microsoft Office

Tools

Microsoft Office

Job description

Republic Bank in Ohio seeks a Commercial Banking Officer to call on business clients for depository, lending, and fee-based opportunities within the bank’s market. The role targets operating companies with $1M to $10M+ annual revenue and includes C&I, CRE and depository production objectives. Applicants must be authorized to work in the U.S.

No sponsorship will be provided at this time. The position emphasizes relationship management, loan structuring, and community involvement as part of a