Rotational Credit Analyst Program - Hybrid Learning

M&T Bank Corporation; New York (NY); Hybrid; USD 41,000 - 61,000; Full time

Benefits offered by this job

Hybrid work environment

Job summary

The Commercial Credit Analyst Program at M&T Bank Corporation in New York, NY offers a 10-month, full-time development track for early-career professionals aiming for commercial and corporate credit roles. Participants rotate across credit functions, receive formal training, and are guided toward a permanent analyst position based on business needs.

Participants gain hands-on underwriting experience, exposure to senior credit officers, relationship managers, and risk leadership, with

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics or a related field with GPA 3.0+
• Strong financial statement analysis and accounting fundamentals.

Responsibilities

• Complete a formal training program with instructor-led sessions and on-the-job assignments.
• Review financial statements, cash flow, leverage, liquidity, and capital structures for borrowers.
• Monitor loan portfolios for credit quality and risk ratings.
• Partner with relationship managers and product specialists to support credit structuring.

Skills

Financial analysis

Analytical thinking

Written communication

Teamwork

Adaptability

Education

Bachelor’s degree in Finance, Accounting, Economics or related field

MBA (preferred)

Tools

Excel

Word

PowerPoint

Job description

The Commercial Credit Analyst Program at M&T Bank Corporation in New York, NY offers a 10-month, full-time development track for early-career professionals aiming for commercial and corporate credit roles. Participants rotate across credit functions, receive formal training, and are guided toward a permanent analyst position based on business needs.

Participants gain hands-on underwriting experience, exposure to senior credit officers, relationship managers, and risk leadership, with