Rotational Commercial Credit Analyst Program - Hybrid

RiseMe; Buffalo (NY); Hybrid; USD 61,000 - 91,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

M&T Bank is offering a structured Commercial Credit Analyst Program in Buffalo, NY. This full‑time development track rotates through credit analysis, underwriting, and portfolio risk, with on‑the‑job guidance from senior staff and managers.

Participants gain experience in financial statement analysis, credit memoranda, and risk monitoring, preparing for a subsequent Commercial Credit Analyst role. The program includes in-person and virtual sessions, with potential placement across commercial

Qualifications

• Strong financial statement analysis and accounting fundamentals.
• Analytical mindset with attention to detail and sound judgment.
• Clear, concise written communication skills for credit documentation.
• Ability to manage multiple priorities in a deadline-driven environment.
• Professional curiosity and desire to build a career in credit risk.

Responsibilities

• Complete a formal training program with instructor-led sessions and on-the-job assignments.
• Participate in coaching sessions; apply feedback to improve performance.
• Demonstrate readiness for independent underwriting responsibilities.
• Develop understanding of credit policies and product knowledge.
• Collaborate with relationship managers and product specialists on credit structuring.
• Attend due diligence calls and underwriting discussions.

Skills

Financial analysis

Attention to detail

Excel proficiency

Teamwork

Education

Bachelor’s in Finance/Accounting/Economics

MBA

Tools

Microsoft Excel

Job description

M&T Bank is offering a structured Commercial Credit Analyst Program in Buffalo, NY. This full‑time development track rotates through credit analysis, underwriting, and portfolio risk, with on‑the‑job guidance from senior staff and managers.

Participants gain experience in financial statement analysis, credit memoranda, and risk monitoring, preparing for a subsequent Commercial Credit Analyst role. The program includes in-person and virtual sessions, with potential placement across commercial