Emerging Commercial Credit Analyst — Rotational Program

M&T Bank; Boston (MA); Hybrid; USD 84,786,000 - 126,049,000; Full time

Job summary

M&T Bank in Boston, Massachusetts, is seeking candidates for its Commercial Credit Analyst Program. The program offers ~10 months of structured training, rotational exposure across Commercial Credit lines, and on‑the‑job underwriting experience under senior leadership.

Graduates may move into a Commercial Credit Analyst role based on business needs. You will learn through formal training, coaching sessions, and hands‑on credit work across Corporate and middle‑market lending contexts, with a

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics or related field; minimum GPA 3.0.
• Strong financial statement analysis and accounting fundamentals.
• Analytical mindset with attention to detail and sound judgment.
• Proficiency in Microsoft Excel, Word, and PowerPoint; ability to manage multiple priorities.

Responsibilities

• Review and analyze financial statements, cash flow, leverage, liquidity, and capital structures of borrowers.
• Prepare credit memoranda for new originations, renewals, amendments, and underwriting events.
• Monitor credit quality and risk indicators; support portfolio reviews and risk ratings.

Skills

Financial statement analysis

Analytical thinking

Excel proficiency

Communication skills

Teamwork

Adaptability

Education

Bachelor’s degree in Finance/Accounting/Economics

MBA

Tools

Excel

PowerPoint

Word

Job description

M&T Bank in Boston, Massachusetts, is seeking candidates for its Commercial Credit Analyst Program. The program offers ~10 months of structured training, rotational exposure across Commercial Credit lines, and on‑the‑job underwriting experience under senior leadership.

Graduates may move into a Commercial Credit Analyst role based on business needs. You will learn through formal training, coaching sessions, and hands‑on credit work across Corporate and middle‑market lending contexts, with a