Risk Analyst - Real Estate

Lockton; Denver (CO); On-site; USD 60,000 - 80,000; Full time

Job summary

Lockton is seeking a Risk Analyst to support the Real Estate client service team by providing analytical, operational, and administrative support throughout the insurance lifecycle. The role develops a strong foundation in commercial real estate insurance and risk management, serving as a key path into Account Management and client-facing consulting roles.

Responsibilities include collecting and analyzing risk data, supporting renewals, maintaining data accuracy, preparing client deliverables,

Qualifications

• Bachelor's degree preferred in risk management, insurance or related field.
• 0-2 years of experience in insurance, risk management, real estate, finance, property management, or related field.
• Internship experience is a plus.
• Strong analytical and problem-solving abilities.
• Excellent organization and time management skills.
• Strong written and verbal communication skills.
• Proficiency in Microsoft Excel and MS Office applications.

Responsibilities

• Collect, analyze, and maintain property schedules, exposure information, loss data, valuations, and other risk-related information.
• Support renewal processes by gathering client information, tracking timelines, and coordinating with carriers and internal stakeholders.
• Review and maintain accurate client, policy, and exposure data in systems.
• Prepare renewal reports, premium summaries, proposals, and loss analyses for clients.
• Serve as a point of contact for routine inquiries from clients, carriers, lenders, and internal associates.
• Review policies, endorsements, certificates, audits, and carrier correspondence for accuracy; assist with discrepancies.

Skills

Analytical skills

Problem solving

Attention to detail

Time management

Communication skills

Education

Bachelor's degree in risk management/insurance/finance/business real estate/economics

Tools

Microsoft Excel

Microsoft Office Suite

Job description

The Risk Analyst supports the Real Estate client service team by providing analytical, operational, and administrative support throughout the insurance lifecycle. This role assists with risk analysis, policy administration, renewal coordination, client service, and data management while developing a strong foundation in commercial real estate insurance and risk management. The position serves as a key career path into Account Management and client-facing consulting roles.

Description

• Collect, analyze, and maintain property schedules, exposure information, loss data, valuations, and other risk-related information to support client service and renewal strategies.
• Support the renewal process by gathering client information, tracking timelines, preparing submissions, and coordinating with carriers and internal stakeholders.
• Review and maintain accurate client, policy, and exposure data within agency management and document management systems.
• Assist with preparing renewal reports, premium summaries, proposals, loss analyses, and other client-facing deliverables.
• Serve as a point of contact for routine inquiries from clients, carriers, lenders, and internal associates, ensuring timely and professional service.
• Review policies, endorsements, certificates, audits, and carrier correspondence for accuracy and completeness while assisting with the resolution of discrepancies.
• Process policy changes and endorsements, monitor issuance, and ensure accurate documentation and invoicing throughout the policy lifecycle.
• Support premium invoicing, allocations, reconciliations, and audit activities in partnership with accounting and service teams.
• Manage and organize client and carrier documentation, ensuring compliance with company standards, regulatory requirements, and document retention practices.
• Collaborate with Account Managers, Account Executives, and carrier partners on client service initiatives, special projects, risk management strategies, and process improvements.

Qualifications

• Bachelor's degree in Risk Management, Insurance, Finance, Business, Real Estate, Economics, or a related field preferred.
• 0-2 years of experience in insurance, risk management, real estate, finance, property management, or a related field; internship experience is a plus.
• Strong analytical, problem-solving, and critical-thinking skills with the ability to evaluate data and identify trends or discrepancies.
• Excellent organization, time management, and attention to detail with the ability to manage multiple priorities simultaneously.
• Strong verbal and written communication skills with a commitment to delivering exceptional client service.
• Proficiency in Microsoft Office Suite, including intermediate to advanced Excel skills.
• Ability to interpret, organize, and maintain large volumes of data accurately and efficiently.
• Collaborative team player with the ability to build relationships across clients, carriers, and internal teams.
• Demonstrated initiative, curiosity, and desire to build a career in commercial insurance, risk management, and client consulting.
• Pursuit of or interest in professional insurance designations (ARM, CIC, CPCU, CRM, or similar) is preferred.
• Legally authorized to work in the United States.