Retirement Plan Administrator - 401(k) Compliance Lead

BeneTech Administrators, Inc.; Birmingham (AL); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Safe Harbor 401(k) plan with company 非

Company benefits

Job summary

BeneTech Administrators, Inc. in Birmingham, AL seeks an experienced Retirement Plan Administrator to manage 401(k), Safe Harbor, and profit-sharing programs.

You will oversee daily administration, annual compliance work, and advise plan sponsors and financial professionals to ensure regulatory compliance. Responsibilities include reviewing census data, processing contributions, performing compliance testing, preparing Form 5500, and coordinating with recordkeepers and auditors.

Qualifications

• 2-7 years of retirement plan administration experience in a TPA, recordkeeping, consulting, or retirement services environment.
• Strong knowledge of 401(k), Safe Harbor 401(k), profit-sharing, and other defined contribution plans.
• Hands-on experience with annual compliance testing, census review, and Form 5500 preparation or review.
• Ability to independently manage client relationships, priorities, and recurring regulatory deadlines.
• Experience with ftwilliam retirement plan administration software.
• Proficiency in Microsoft Excel, Word, and Outlook.
• Strong analytical, organizational, written, and verbal communication skills.

Responsibilities

• Manage an assigned book of qualified retirement plans and related deadlines.
• Serve as the primary contact and trusted advisor for plan sponsors and financial professionals.
• Review annual census data, resolve discrepancies, and prepare participant allocations and employer contribution calculations.
• Perform and review annual compliance testing, including ADP/ACP, Top Heavy, 410(b), 415, 402(g), and other applicable tests.
• Prepare and review Form 5500 filings and coordinate required audit support.
• Administer distributions, participant loans, amendments, plan conversions, and terminations.
• Interpret plan documents, explain testing results, and identify operational or compliance issues and corrective steps.
• Coordinate with recordkeepers, custodians, auditors, accountants, attorneys, and financial advisors.
• Maintain current knowledge of retirement plan legislation and regulatory guidance.

Skills

Analytical skills

Organizational skills

Written communication

Verbal communication

Education

Bachelor's degree

Tools

ftwilliam retirement plan software

Excel

Word

Outlook

Job description

BeneTech Administrators, Inc. in Birmingham, AL seeks an experienced Retirement Plan Administrator to manage 401(k), Safe Harbor, and profit-sharing programs.

You will oversee daily administration, annual compliance work, and advise plan sponsors and financial professionals to ensure regulatory compliance. Responsibilities include reviewing census data, processing contributions, performing compliance testing, preparing Form 5500, and coordinating with recordkeepers and auditors.