Retirement Plan Administrator

BeneTech Administrators, Inc.; Birmingham (AL); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Safe Harbor 401(k) plan with company 非

Company benefits

Job summary

BeneTech Administrators, Inc. in Birmingham, AL seeks an experienced Retirement Plan Administrator to manage 401(k), Safe Harbor, and profit-sharing programs.

You will oversee daily administration, annual compliance work, and advise plan sponsors and financial professionals to ensure regulatory compliance. Responsibilities include reviewing census data, processing contributions, performing compliance testing, preparing Form 5500, and coordinating with recordkeepers and auditors.

Qualifications

• 2-7 years of retirement plan administration experience in a TPA, recordkeeping, consulting, or retirement services environment.
• Strong knowledge of 401(k), Safe Harbor 401(k), profit-sharing, and other defined contribution plans.
• Hands-on experience with annual compliance testing, census review, and Form 5500 preparation or review.
• Ability to independently manage client relationships, priorities, and recurring regulatory deadlines.
• Experience with ftwilliam retirement plan administration software.
• Proficiency in Microsoft Excel, Word, and Outlook.
• Strong analytical, organizational, written, and verbal communication skills.

Responsibilities

• Manage an assigned book of qualified retirement plans and related deadlines.
• Serve as the primary contact and trusted advisor for plan sponsors and financial professionals.
• Review annual census data, resolve discrepancies, and prepare participant allocations and employer contribution calculations.
• Perform and review annual compliance testing, including ADP/ACP, Top Heavy, 410(b), 415, 402(g), and other applicable tests.
• Prepare and review Form 5500 filings and coordinate required audit support.
• Administer distributions, participant loans, amendments, plan conversions, and terminations.
• Interpret plan documents, explain testing results, and identify operational or compliance issues and corrective steps.
• Coordinate with recordkeepers, custodians, auditors, accountants, attorneys, and financial advisors.
• Maintain current knowledge of retirement plan legislation and regulatory guidance.

Skills

Analytical skills

Organizational skills

Written communication

Verbal communication

Education

Bachelor's degree

Tools

ftwilliam retirement plan software

Excel

Word

Outlook

Job description

Company Description:

BeneTech Administrators, Inc. is a Third Party Administrator (TPA) specializing in qualified tax plans, including retirement plans for organizations of all sizes and across diverse industries. The company has particular expertise in serving multi-location employers and supporting Human Resources teams in effectively communicating plan details to employees at every site. BeneTech focuses on delivering reliable plan administration, responsive service, and cost-conscious solutions. The team works closely with clients to resolve service issues, streamline processes, and reduce both internal and external plan costs, aiming to improve the overall experience for plan sponsors and participants.

Role Description:

Manage a book of 401(k), Safe Harbor, and profit-sharing plans while serving as the primary contact for assigned plan sponsors and financial advisors. You will oversee daily administration, annual compliance work, and client guidance to help ensure plans operate in accordance with plan documents and applicable IRS, ERISA, and Department of Labor requirements.

Key Responsibilities:

• Manage an assigned book of qualified retirement plans and related deadlines.
• Serve as the primary contact and trusted advisor for plan sponsors and financial professionals.
• Review annual census data, resolve discrepancies, and prepare participant allocations and employer contribution calculations.
• Perform and review annual compliance testing, including ADP/ACP, Top Heavy, 410(b), 415, 402(g), and other applicable tests.
• Prepare and review Form 5500 filings and coordinate required audit support.
• Administer distributions, participant loans, amendments, plan conversions, and terminations.
• Interpret plan documents, explain testing results, and identify operational or compliance issues and corrective steps.
• Coordinate with recordkeepers, custodians, auditors, accountants, attorneys, and financial advisors.
• Maintain current knowledge of retirement plan legislation and regulatory guidance.

Required Qualifications:

• 2-7 years of retirement plan administration experience in a TPA, recordkeeping, consulting, or retirement services environment.
• Strong knowledge of 401(k), Safe Harbor 401(k), profit-sharing, and other defined contribution plans.
• Hands-on experience with annual compliance testing, census review, and Form 5500 preparation or review.
• Ability to independently manage client relationships, priorities, and recurring regulatory deadlines.
• Experience with ftwilliam retirement plan administration software.
• Proficiency in Microsoft Excel, Word, and Outlook.
• Strong analytical, organizational, written, and verbal communication skills.

Preferred Qualifications:

• Bachelor's degree in business, finance, accounting, economics, or a related field.
• ASPPA or related credential, such as QKA, QKC, CPC, APA, TGPC, or ERPA.
• Experience consulting directly with plan sponsors, business owners, and financial advisors.
• Knowledge of EPCRS, plan corrections, conversions, onboarding, and plan terminations.

What Success Looks Like:

• Deliver accurate, timely work with exceptional attention to detail.
• Explain complex retirement plan requirements clearly and practically.
• Take ownership of client needs and resolve issues proactively.
• Protect confidential information and demonstrate sound professional judgment.
• Work independently while contributing to a collaborative, deadline-focused team.

Compensation and Benefits:

• . Salary: $70,000-$90,000 annually, based on experience, credentials, and demonstrated technical capability.
• Safe Harbor 401(k) plan with company non-elective contribution