Residential Mortgage Originator: Grow Referrals & Closings

Fifth Third; West Bloomfield Charter Township (MI); Vor Ort; USD 55.000 - 90.000; Vollzeit

Zusammenfassung

Fifth Third Bank in West Bloomfield, Michigan seeks a Mortgage Loan Originator to manage residential mortgage loan applications from intake to closing and to cross-sell products. The role requires developing referral networks, maintaining product and policy knowledge, and guiding loans through processing and closing.

You will collect documents, monitor the pipeline, and communicate progress to branches and applicants while delivering strong customer service.

Qualifikationen

• High school diploma or equivalent mandatory.
• Four-year college degree preferred.
• Knowledge of conventional and/or government lending guidelines.
• Knowledge of residential mortgage processing, underwriting, and closing procedures.
• Knowledge of federal lending regulations governing real estate lending.
• Demonstrated organizational skills.
• Strong written and verbal communications skills.
• Demonstrated teamwork and customer service skills.
• Proven computer skills.
• Basic sales technique skills.
• Strong desire to excel in a competitive environment.

Aufgaben

• Develop referral contacts (realtors, builders, professional and personal contacts).
• Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
• Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
• Follow defined protocol for escalation exceptions.
• Take applicant applications by completing Fannie Mae form 1003 on the laptop.
• Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS.
• Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
• Manage pipeline for all originated loans through closing and complete required management reports.
• Communicate with branches and/or applicants of providing timely updates and progress reports.
• Maintain high levels of customer service while managing each applicant's and support staff's expectations.
• Attend and participate in all Consumer Lending meetings as required by management.

Kenntnisse

Strong written and verbal communicatio

Demonstrated organizational skills

Demonstrated teamwork and customer se

Proven computer skills

Basic sales technique skills

Competitive drive

Ausbildung

High school diploma or equivalent

Four-year college degree preferred

Tools

Loan Prospector

LOMAS

NMLS system

Jobbeschreibung

Fifth Third Bank in West Bloomfield, Michigan seeks a Mortgage Loan Originator to manage residential mortgage loan applications from intake to closing and to cross-sell products. The role requires developing referral networks, maintaining product and policy knowledge, and guiding loans through processing and closing.

You will collect documents, monitor the pipeline, and communicate progress to branches and applicants while delivering strong customer service.