High-Impact Mortgage Loan Originator: Grow Referrals

Fifth Third; Clarkston (GA); On-site; USD 65,000 - 110,000; Full time

Job summary

Fifth Third Bank in Clarkston, MI is seeking a Mortgage Loan Originator to manage residential loans from application to closing, focusing on outside referrals. You will build and maintain referral networks with realtors, builders, and professionals.

You will stay current on conventional and government lending guidelines and ensure accurate processing, underwriting and closing. This role demands strong customer service and regulatory compliance.

Qualifications

• High school diploma or equivalent mandatory.
• Four-year college degree preferred.
• Knowledge of conventional and/or government lending guidelines.
• Knowledge of residential mortgage processing, underwriting, and closing procedures.
• Knowledge of federal lending regulations governing real estate lending.
• Demonstrated organizational skills.
• Strong written and verbal communications skills.
• Demonstrated teamwork and customer service skills.
• Proven computer skills.
• Basic sales technique skills.
• Strong desire to excel in a competitive environment.

Responsibilities

• Develop referral contacts (realtors, builders, professional and personal contacts).
• Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
• Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
• Follow defined protocol for escalation exceptions.
• Take applicant applications by completing Fannie Mae form 1003 on the laptop.
• Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS.
• Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
• Manage pipeline for all originated loans through closing and complete required management reports.
• Communicate with branches and/or applicants of providing timely updates and progress reports.
• Maintain high levels of customer service while managing each applicant's and support staff's expectations.
• Attend and participate in all Consumer Lending meetings as required by management.

Skills

Customer service

Communication skills

Organizational skills

Teamwork

Computer skills

Sales techniques

Competitive drive

Lending knowledge

Education

High school diploma

Bachelor's degree preferred

Job description

Fifth Third Bank in Clarkston, MI is seeking a Mortgage Loan Originator to manage residential loans from application to closing, focusing on outside referrals. You will build and maintain referral networks with realtors, builders, and professionals.

You will stay current on conventional and government lending guidelines and ensure accurate processing, underwriting and closing. This role demands strong customer service and regulatory compliance.