Residential Mortgage Originator

Bank of America; Greensboro (NC); On-site; USD 67,000 - 77,000; Full time

Benefits offered by this job

Benefits eligible

Job summary

Bank of America in Greensboro seeks a Credit Solutions Advisor II to provide Consumer Lending guidance to new-to-bank clients and develop external business relationships. You will apply mortgage lending principles and work with Realtor, Builder, and Community contacts local to the market.

The role requires managing loan pipelines, understanding credit guidelines, and delivering compliant, client-focused financing solutions while maintaining regulatory requirements and pursuing growth through

Qualifications

• 3+ years of experience in a loan origination role with a focus on generating self-sourced purchase business through a verifiable, established network of referral sources.
• Demonstrated understanding of effectively managing a pipeline to deliver an exceptional client experience.
• Strong knowledge of loan products: Conventional, Jumbo and Government.

Responsibilities

• Provides exceptional client care by offering advice-oriented solutions with Consumer Lending and Core Banking products.
• Engages in community development, outside sales activities, and external networking to responsibly grow client and market share.
• Understands lending processes and credit guidelines to best develop solutions for each client's needs.
• Manages daily client and loan pipelines with organization, follow up, and collaboration with loan fulfillment partners.
• Leverages digital solutions, providing clients with a choice in service pathways.
• Maintains and adheres to all federal and state regulations and bank operational requirements, delivering compliant client conversations and fulfilling financial goals.

Skills

Loan origination experience

Self-sourced referrals

Conventional Jumbo Government loans

Credit analysis

Business development

Communication skills

Education

High School Diploma / GED

Job description

Bank of America in Greensboro seeks a Credit Solutions Advisor II to provide Consumer Lending guidance to new-to-bank clients and develop external business relationships. You will apply mortgage lending principles and work with Realtor, Builder, and Community contacts local to the market.

The role requires managing loan pipelines, understanding credit guidelines, and delivering compliant, client-focused financing solutions while maintaining regulatory requirements and pursuing growth through