Residential Mortgage & Client Growth Advisor

Bank of America; Westfield (NJ); On-site; USD 66,000 - 77,000; Full time

Benefits offered by this job

Incentive plan

Benefits eligible

Job summary

Bank of America is recruiting for a Credit Solutions Advisor II in New Jersey, focusing on consumer lending and mortgage-related client services. The role emphasizes building a self-sourced referral network and managing a robust loan pipeline to deliver tailored financial solutions.

Applicants should have strong knowledge of Conventional, Jumbo, and Government loan products, and be able to analyze income, assets, and liabilities to qualify clients. Occasional weekend hours may be required.

Qualifications

• 3+ years of experience in a loan origination role with a focus on generating self-sourced purchase business through a verifiable, established network of referral sources.
• Demonstrated understanding of effectively managing a pipeline to deliver an exceptional client experience.
• Strong knowledge of loan products: Conventional, Jumbo and Government.

Responsibilities

• Provides exceptional client care by providing advice oriented solutions with Consumer Lending and Core Banking products.
• Engages in community development, outside sales activities, and external networking to responsibly grow client and market share.
• Understands lending processes and credit guidelines to best develop solutions for each client's needs.
• Manages daily client and loan pipelines with astute organization, follow up, and high degree of collaboration with loan fulfillment partners.
• Leverages digital solutions, providing clients with a choice in preferred service pathways.
• Maintains and adheres to all federal and state regulations and bank operational requirements, delivering compliant client advice conversations and fulfilling financial goals.

Skills

Business Development

Client Management

Customer and Client Focus

Prospecting

Risk Management

Account Management

Credit and Risk Assessment

Pipeline Management

Relationship Building

Education

High School Diploma / GED

Job description

Bank of America is recruiting for a Credit Solutions Advisor II in New Jersey, focusing on consumer lending and mortgage-related client services. The role emphasizes building a self-sourced referral network and managing a robust loan pipeline to deliver tailored financial solutions.

Applicants should have strong knowledge of Conventional, Jumbo, and Government loan products, and be able to analyze income, assets, and liabilities to qualify clients. Occasional weekend hours may be required.