Mortgage Lending & Client Growth Advisor

Bank of America; Richmond (VA); On-site; USD 67,000 - 77,000; Full time

Job summary

Bank of America in Richmond, VA is seeking a Credit Solutions Advisor II to provide consumer lending guidance to new and existing clients and to develop external relationships with real estate professionals and builders.

The role requires managing loan pipelines, evaluating income/assets, and adhering to mortgage processing, underwriting, and regulatory standards to deliver compliant, results‑driven client service and sales growth.

Qualifications

• Has 3+ years of experience in a loan origination role with a verifiable network of referral sources.
• Strong knowledge of loan products: Conventional, Jumbo and Government.
• Demonstrated ability to analyze income, assets and liabilities for qualification.
• Understanding of processing, underwriting and closing procedures.
• Working knowledge of federal real estate lending regulations.
• Able to source clients independently and manage a pipeline effectively.

Responsibilities

• Provides client care by offering advice oriented solutions with Consumer Lending and Core Banking products.
• Engages in community development, outside sales, and external networking to grow client base.
• Understands lending processes and credit guidelines to tailor client solutions.
• Manages daily client and loan pipelines with organization and follow-up.
• Leverages digital solutions to offer clients preferred service pathways and compliance.

Skills

Loan origination

Networking

Credit and risk assessment

Pipeline management

Client management

Communication skills

Time management

Regulatory knowledge

Education

High School Diploma or GED

Job description

Bank of America in Richmond, VA is seeking a Credit Solutions Advisor II to provide consumer lending guidance to new and existing clients and to develop external relationships with real estate professionals and builders.

The role requires managing loan pipelines, evaluating income/assets, and adhering to mortgage processing, underwriting, and regulatory standards to deliver compliant, results‑driven client service and sales growth.