Mortgage Solutions & Client Growth Advisor

Bank of America; Columbia (MD); On-site; USD 67,000 - 77,000; Full time

Job summary

Bank of America is seeking a Credit Solutions Advisor II to provide consumer lending guidance to new-to-bank clients and external partners in a dynamic market. The role emphasizes mortgage lending principles, credit analysis, and building relationships with Realtors, builders, and COIs locally.

Successful candidates will demonstrate expertise in loan products, processing, underwriting, and closing procedures, while navigating SAFE Act requirements and staying compliant with applicable

Qualifications

• 3+ years in a loan origination role with a self-sourced purchase focus.
• Ability to manage a pipeline to deliver an outstanding client experience.
• Strong knowledge of Conventional, Jumbo and Government loan products.
• Experience documenting income, assets and liabilities for loan qualification.

Responsibilities

• Provide consumer lending advice and support for new clients and external business development.
• Develop solutions by understanding lending processes and credit guidelines.
• Manage daily client and loan pipelines with organization and collaboration with loan fulfillment partners.
• Leverage digital solutions to offer clients multiple service pathways.
• Adhere to federal/state regulations and bank requirements in conversations and actions.
• Grow client base by networking with real estate pros, builders, and external referral partners

Skills

Business Development

Client Management

Customer and Client Focus

Prospecting

Risk Management

Account Management

Client Solutions Advisory

Credit and Risk Assessment

Pipeline Management

Referral Identification

Attention to Detail

Credit Documentation Requirements

Issue Management

Networking

Relationship Building

Education

High School Diploma / GED

Tools

MS Office

Job description

Bank of America is seeking a Credit Solutions Advisor II to provide consumer lending guidance to new-to-bank clients and external partners in a dynamic market. The role emphasizes mortgage lending principles, credit analysis, and building relationships with Realtors, builders, and COIs locally.

Successful candidates will demonstrate expertise in loan products, processing, underwriting, and closing procedures, while navigating SAFE Act requirements and staying compliant with applicable