Residential Mortgage Loan Originator

NovaFi Mortgage, Inc.; Spring (TX); On-site; USD 65,000 - 110,000; Full time

Benefits offered by this job

Medical, dental, vision

Health Savings Account

401(k) with match

Company-paid life insurance

Job summary

NovaFi Mortgage, Inc. is seeking a Loan Officer to join our Retail Sales team in Spring, TX. The role focuses on selling mortgages for residential properties and refinancing existing mortgages, with development of new business through calls on referrals and current relationships.

The Mortgage Loan Originator will present loan options, collect necessary documents, and guide applicants through approval processes, while staying informed on market trends and regulatory changes.

Qualifications

• Minimum 3 years in mortgage sales.
• Knowledge of agency guidelines.
• State Mortgage Broker License required.

Responsibilities

• Conduct daily sales calls to generate mortgage opportunities.
• Maintain ongoing communication with customers to expand business.
• Submit mortgage applications for FHA/Conventional/USDA etc.
• Explain terms and gather signed documents.
• Collect initial documents (1003, paystubs, W-2s, statements).
• Prequalify applicants by analyzing information.
• Pull and analyze credit reports.
• Stay informed on real estate trends and mortgage rules.
• Other duties as assigned.

Skills

Mortgage sales experience

Agency guidelines knowledge

Professional presentation

Education

State Mortgage Broker License

Tools

CRM software

Job description

NovaFi Mortgage, Inc. is seeking a Loan Officer to join our Retail Sales team in Spring, TX. The role focuses on selling mortgages for residential properties and refinancing existing mortgages, with development of new business through calls on referrals and current relationships.

The Mortgage Loan Originator will present loan options, collect necessary documents, and guide applicants through approval processes, while staying informed on market trends and regulatory changes.