Residential Mortgage Loan Originator

Regions Bank; Ridgeland (MS); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Life Insurance

Parental Leave

Job summary

Regions Bank in Charleston, SC seeks a Mortgage Loan Officer to originate residential mortgage loans through a branch network. You will complete applications, evaluate requests, and maintain contact with customers, guiding them through processing and underwriting.

The role emphasizes developing external business via referral partners and promoting Regions’ loan products, with commission-based earnings and potential incentives based on production.

Qualifications

• High School Diploma or GED required.
• One year of mortgage lending experience with proven mortgage production.
• Abundant mortgage experience developing external business via referral partners (realtors, builders, financial planners).
• Bachelor's degree preferred.

Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments.
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history.
• Maintains contact with loan customers, communicating progress of loan and obtaining required documentation.
• Structures loan to comply with acceptable lending practices and Federal regulations.
• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc., and frequency of contact.
• Answers customer calls and walk-in customers to discuss loan products and qualification information.
• Makes sales calls to develop new business or retain existing business.
• Cross-sells other bank products and services.
• Reads surveys and appraisals, and takes steps to correct encroachments and violations.
• Participates in networking to promote loan products.

Skills

Sales acumen

Strong written and verbal comms

Knowledgeable on agency and investor 규

Knowledgeable of Mortgage products

Building relationships

Multi-tasking and deadlines

Microsoft Office

Good organizational skills

Education

High School Diploma or GED

Bachelor's degree

Tools

Microsoft Office

Job description

Regions Bank in Charleston, SC seeks a Mortgage Loan Officer to originate residential mortgage loans through a branch network. You will complete applications, evaluate requests, and maintain contact with customers, guiding them through processing and underwriting.

The role emphasizes developing external business via referral partners and promoting Regions’ loan products, with commission-based earnings and potential incentives based on production.