Residential Mortgage Loan Advisor

Regions Bank; Millen (GA); On-site; USD 50,000 - 120,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank in Atlanta, GA is seeking a Mortgage Loan Officer to direct origination of residential mortgage loans from a borrower through a branch network.

The role requires completing applications, evaluating requests, maintaining customer contact, and structuring loans to meet regulations while building a network of referral partners and driving business growth. Compensation is commission-based and varies by location and performance.

Qualifications

• High School Diploma or GED required.
• 1 year mortgage lending experience with proven mortgage production.
• Experience developing external business via referral partners (realtors, builders, financial planners).

Responsibilities

• Completes mortgage applications for submission to processing and underwriting.
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history.
• Maintains contact with loan customers, communicating progress and obtaining documentation.
• Structures loan to comply with lending practices and regulations.
• Establishes detailed marketing/business plan and frequency of contact with potential and existing customers.
• Answers customer calls and walk-in customers to discuss loan products and qualification information.
• Makes sales calls to develop new business or retain existing business.
• Cross-sells other bank products and services.
• Reads surveys and appraisals and takes necessary steps to address issues.
• Participates in networking to promote loan products.

Skills

Organizational skills

Mortgage products

Mortgage systems terminology

Tax requirements

Down payment assistance

Agency & investor regulations

Relationship building

Multi-tasking

MS Office

Sales acumen

Communication skills

Education

High School Diploma or GED

Bachelor's degree

Tools

Microsoft Office

Job description

Regions Bank in Atlanta, GA is seeking a Mortgage Loan Officer to direct origination of residential mortgage loans from a borrower through a branch network.

The role requires completing applications, evaluating requests, maintaining customer contact, and structuring loans to meet regulations while building a network of referral partners and driving business growth. Compensation is commission-based and varies by location and performance.