Residential Mortgage Advisor: High-Earning Commission

Regions Financial Corporation; Atlanta (GA); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Financial Corporation, located in Atlanta, Georgia, is seeking a Mortgage Loan Officer to originate residential mortgage loans through a branch network. You will complete applications, evaluate requests, communicate progress, and structure loans within regulatory requirements.

The role emphasizes building relationships with referral partners, cross-selling bank products, and meeting production targets.

Qualifications

• High School Diploma or GED required.
• One year mortgage lending experience with proven mortgage production.
• Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners

Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments.
• Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history.
• Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation.
• Structures loan to comply with acceptable lending practices and Federal regulations.
• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact.
• Answers customer calls and walk- in customers to discuss various loan products and qualification information.
• M akes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business.
• Cross-sells other bank products and services.
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations.
• May participate in networking through professional, business and community organizations and activities to promote and market loan products

Skills

Organizational skills

Mortgage products

Microsoft Office

Sales acumen

Communication skills

Education

High School Diploma or GED

Bachelor's degree

Job description

Regions Financial Corporation, located in Atlanta, Georgia, is seeking a Mortgage Loan Officer to originate residential mortgage loans through a branch network. You will complete applications, evaluate requests, communicate progress, and structure loans within regulatory requirements.

The role emphasizes building relationships with referral partners, cross-selling bank products, and meeting production targets.