Residential Mortgage Loan Advisor

Bank of England Mortgage; Conway (AR); On-site; USD 55,000 - 85,000; Full time

Job summary

Bank of England Mortgage in Fort Walton Beach, FL is seeking a motivated Mortgage Loan Originator to guide clients through the residential lending process, helping them choose FHA/VA options and navigate underwriting and closings.

You will work with real estate professionals, underwriters, and loan processors, staying current on regulations and market trends to deliver compliant, timely loan solutions.

Qualifications

• Proven experience in residential mortgage lending or a related financial services role.
• Comprehensive knowledge of mortgage loan products including FHA and VA loans.
• Familiarity with automated underwriting systems and loan processing software.
• Strong understanding of loan closing procedures and regulatory compliance requirements.
• Valid state licensing as a Mortgage Loan Originator (MLO) or equivalent certification.

Responsibilities

• Evaluate and process residential mortgage loan applications, ensuring accuracy and compliance with regulatory standards.
• Advise clients on home equity options, FHA financing, VA loans, and other mortgage products tailored to their financial situations.
• Collaborate with underwriters, real estate agents, and closing agents to facilitate smooth and timely loan closings.
• Utilize automated underwriting systems to assess loan eligibility and risk, providing clear guidance to clients throughout the process.
• Maintain up-to-date knowledge of mortgage lending regulations, market conditions, and product offerings to effectively serve clients.

Skills

Residential mortgage lending

FHA & VA knowledge

Automated underwriting

Regulatory compliance

MLO licensing

Education

Bachelor’s degree in finance or related field

Job description

Bank of England Mortgage in Fort Walton Beach, FL is seeking a motivated Mortgage Loan Originator to guide clients through the residential lending process, helping them choose FHA/VA options and navigate underwriting and closings.

You will work with real estate professionals, underwriters, and loan processors, staying current on regulations and market trends to deliver compliant, timely loan solutions.